21 River Locks Rd, Kennebunk, ME 04043 Property Records

York County and Kennebunk Town property record for 21 River Locks Rd, Kennebunk, ME 04043

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,590 sqft · built 1965
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$7,823 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`KENB M:083 L:061`

Property Details

APN / Parcel Number

Primary APN	`KENB M:083 L:061`
Alternative APNs	`M:083 L:061 U:000` `1999`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,590 sqft Living Area
Gross Area	3,428 sqft
1st Floor Area	1,096 sqft
Attic	Attic
Attic Area	816 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1999
Street Address	21 RIVER LOCKS RD
City	KENNEBUNK
State	ME
Zip	04043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Subdivision	H RICHARDSON
Legal Lot Number	61
Jurisdiction	KENNEBUNK ME
Township / Civil Division	KENNEBUNK
Census Block Group	2
Census Block	2002
Census Tract	28004

Owner

Source: York County and Kennebunk Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 339, KENNEBUNKPORT, ME 04046-0339
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Deed of Trust, Mortgage · ARM BANK OF ENGLAND
Oct 26, 2020	Deed of Trust, Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	21 RIVER LOCKS RD, KENNEBUNK, ME 04043
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0184710178
Date	Dec 1, 2020
Book Page	18471/178
Instrument	2020061775

Lender

Name	BANK OF ENGLAND

Agreement

Type	ARM
Amount	Amount Recorded
Term	877 Months
Due	Jan 1, 2094

Interest

Rate Type	Adjustable Rate
Rate	2.46%
Type Change Date	Nov 1, 2021
Index	LIBOR

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	21 RIVER LOCKS RD, KENNEBUNK, ME 04043
Document Number	0184710194
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	REAL ESTATE SETTLEMENTS ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 RIVER LOCKS RD KENNEBUNK ME 04043, KENNEBUNK, ME 04043

Mortgage

Document Number	0184710194
Date	Dec 1, 2020
Book Page	018471/000194
Instrument	61776

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Amount	Amount Recorded
Term	876 Months
Due	Nov 30, 2093

Interest

Rate Type	Adjustable Rate
Rate	2.46%

Tax Assessment & Valuation

Source: York County and Kennebunk Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Kennebunk Town
Unified School District	Regional School Unit 21 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,823.00 (+26.73%)	$794,200 (+118.07%) Land $544,400 Building $249,800
2024	$6,173.00 (+5.61%)	$364,200 (-) Land $209,100 Building $155,100
2023	$5,845.00 (+9.93%)	$364,200 (-) Land $209,100 Building $155,100	$906,490
2022	$5,317.00	$364,200 Land $209,100 Building $155,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 184 individual policies
Nearby Flood Policies	238 units insured incl. 54 condo units
Nearby Flood Claims	74 (1996–2024)
Claims Outside the SFHA	29 of 74
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2024 · 53 claims Severe Storm And Flooding, Dec 2022 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Fidium Fiber, GoNetspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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