23 Patterson Ln, Stuarts Draft, VA 24477 Property Records

Augusta County property record for 23 Patterson Ln, Stuarts Draft, VA 24477

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 1995
Lot Size	0.512 acres (22,303 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,198 (2026)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`092A 1 35F`

Property Details

APN / Parcel Number

Primary APN	`092A 1 35F`
Alternative APNs	`2694973` `27968`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
Gross Area	1,952 sqft
1st Floor Area	1,568 sqft
Basement Area	1,568 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,303 sqft (0.512 acres)
Terrain	Rolling
Porch	Patio
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	23 PATTERSON LN
City	STUARTS DRAFT
State	VA
Zip	24477-2509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GENERAL AG
Legal Description	92A-(1)-35F PORT OF S C SHIRLEY LAND 0.512AC
Legal Subdivision	SHERANDO
Jurisdiction	AUGUSTA VA
Township / Civil Division	SOUTH RIVER
Census Block Group	2
Census Block	2024
Census Tract	71201

Owner

Source: Augusta County records · APN 092A 1 35F

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	23 PATTERSON LN, STUARTS DRAFT, VA 24477-2509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGUSTA VA
Property Address	23 PATTERSON LN, STUARTS DRAFT, VA 24477-2509
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170007979
Date	Oct 03, 2017
Instrument	170007979

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	CHARLESTON, WV 25313

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2037

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 01, 2022
Change Frequency	5 Years
Min Rate At Change	2.59%
Max Rate At Change	6.99%
Index	5-Year CMT
Max Rate	8.99%

Tax Assessment & Valuation

Source: Augusta County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Augusta County
Unified School District	Augusta County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,198.00	$230,500 (-) Land $60,000 Building $170,500
2025	$1,198.00 (+43.3%)	$230,500 (+73.7%) Land $60,000 Building $170,500
2024			$230,500 (+73.7%) Land $60,000 Building $170,500
2023	$836.00	$132,700 Land $45,000 Building $87,700	$132,700 Land $45,000 Building $87,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Augusta County (51015C), as of March 28, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510150712012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 73% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
T-Mobile USA Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Based on FCC filings for 29 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system VA2015575, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SOUTH RIVER SANITARY DISTRICT serves 26,083 people
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.