23 Locust Ter, Warren, RI 02885 Property Records

Warren Town property record for 23 Locust Ter, Warren, RI 02885

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,212 sqft · built 1939
Lot Size0.148 acres (6,460 sqft)
OwnerIndividual Name on Record
Last Sale$255,700 (Jul 2017)
Tax Bill$6,263 (2026)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Aug 2021 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN11-0390-01

Property Details

APN / Parcel Number

Primary APN11-0390-01
Alternative APN
  • WARR M:15C L:24

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,212 sqft Living Area
Gross Area2,366 sqft
Basement Area792 sqft
Unfinished Basement792 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,460 sqft (0.148 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemRadiant

Location & Zoning

Account Number11-0390-01
Street Address23 LOCUST TER
CityWARREN
StateRI
Zip02885-4107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Lot Number24
JurisdictionWARREN RI
Township / Civil DivisionWARREN
Census Block Group4
Census Block4011
Census Tract30602

Owner

Source: Warren Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address23 LOCUST TER, WARREN, RI 02885-4107
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
NORTHPOINTE BANK
Aug 11, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
Jul 7, 2017Warranty Deed, Transfer · FHA Mortgage
CITIZENS BANK
Mar 28, 2017Deed of Trust, Mortgage · Conventional Mortgage
NAVIGANT CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2017 · Amount on Record
Deed SaleJul 7, 2017 · Amount on Record
Deed Document Number201720194
Deed Book / Page931 / 120
Record UpdatedOct 29, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN RI
Recording DateFeb 28, 2023
Property Address23 LOCUST TER, WARREN, RI 02885-4107
Document Number0001099-93
Book / Page1099 / 93
Instrument DateFeb 28, 2023
Instrument33432
Transaction TypeTransfer
Record UpdatedMar 16, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 LOCUST TER, WARREN, RI 02885-4107

Mortgage

Document Number0000033433
DateFeb 28, 2023
Instrument33433
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN RI
Property Address23 LOCUST TER, WARREN, RI 02885-4107
Transaction TypeMortgage
Record UpdatedAug 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1055-26
DateAug 11, 2021
Book Page1055/26
Instrument30054
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN RI
Recording DateJul 7, 2017
Property Address23 LOCUST TER, WARREN, RI 02885-4107
Document Number931-120
Book / Page931 / 120
Instrument20194
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$33.87
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9310122
DateJul 7, 2017
Instrument00931/0122
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 7, 2047

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN RI
Property Address23 LOCUST TER, WARREN, RI 02885-4107
Document Number924-282
Book / Page000924 / 000282
Instrument DateMar 28, 2017
Transaction TypeMortgage
Record UpdatedApr 25, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number924-282
DateApr 7, 2017
Book Page000924/000282
Instrument19645
Lender
NameNAVIGANT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Warren Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWarren Town
Unified School DistrictBristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,263.00 (+19.87%)
2025$5,225.00 (+9.01%)$350,900 (-) Land $166,500 Building $184,400$489,032
2023$4,793.00 (+6.11%)$350,900 (+39.91%) Land $166,500 Building $184,400
2022$4,517.00$250,800 Land $133,300 Building $117,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Nearby Flood Policies25 in force
Nearby Flood Claims23 (1978–2021)
Claims Outside the SFHA4 of 23
Most Recent ClaimSep 2021 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 3 claims
  • Hurricane Bob, Aug 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRISTOL COUNTY WATER AUTHORITY
serves 49,000 people · EPA ID RI1647515
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
i3 Broadband
Cable
2,000 / 40
T-Mobile
Fixed Wireless
100 / 20

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