Warren Town property record for 15 Locust Ter, Warren, RI 02885
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,440 sqft · built 1955 |
| Lot Size | 0.18 acres (7,832 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $431,000 (Apr 2023) |
| Tax Bill | $6,325 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-0895-00 |
| Primary APN | 1-0895-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 3,368 sqft |
| Basement Area | 1,314 sqft |
| Unfinished Basement | 1,314 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,832 sqft (0.18 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1-0895-00 |
|---|---|
| Street Address | 15 LOCUST TER |
| City | WARREN |
| State | RI |
| Zip | 02885-4107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Lot Number | 26 |
| Jurisdiction | WARREN RI |
| Township / Civil Division | WARREN |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 30602 |
15 Locust Ter is owned and occupied by two individuals who bought it in April 2023.
Source: Warren Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 LOCUST TER, WARREN, RI 02885-4107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2026 | Deed of Trust, Mortgage BAYCOAST BANK |
| Apr 27, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage SOUTHCOAST FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2023 · Amount on File |
| Deed Sale | Apr 27, 2023 · Amount on File |
| Deed Document Number | 202333705 |
| Deed Book / Page | 1102 / 60 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN RI |
| Property Address | 15 LOCUST TER, WARREN, RI 02885-4107 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001162-137 |
|---|---|
| Date | Mar 2, 2026 |
| Book Page | 1162/137 |
| Instrument | 195 |
| Name | BAYCOAST BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 241 Months |
| Due | Apr 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN RI |
| Recording Date | Apr 27, 2023 |
| Property Address | 15 LOCUST TER, WARREN, RI 02885-4107 |
| Document Number | 0001102-60 |
| Book / Page | 1102 / 60 |
| Instrument Date | Apr 27, 2023 |
| Instrument | 33705 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10W MAIN RD, LITTLE COMPTON, RI 02837-1351 |
| Document Number | 0000033707 |
|---|---|
| Date | Apr 27, 2023 |
| Instrument | 33707 |
| Name | SOUTHCOAST FCU |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 15 Locust Ter was $6,325, up 10.7% from the year before.
Source: Warren Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Warren Town |
| Unified School District | Bristol-Warren Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,325.00 (+10.65%) | ||
| 2025 | $5,716.00 | $383,900 Land $175,600 Building $208,300 | $523,233 |
| 2023 | $5,244.00 (+1.71%) | $383,900 (+34.09%) Land $175,600 Building $208,300 | |
| 2022 | $5,156.00 | $286,300 Land $140,700 Building $145,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Locust Ter in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 23 (1978–2021) |
| Claims Outside the SFHA | 4 of 23 |
| Most Recent Claim | Sep 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 15 Locust Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| i3 Broadband Cable | 2,000 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
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