Warren Town property record for 10 Locust Ter, Warren, RI 02885
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,116 sqft · built 1920 |
| Lot Size | 0.101 acres (4,413 sqft) |
| Owner | Individual Name on File |
| Last Sale | $189,000 (May 2019) |
| Tax Bill | $5,971 (2026) |
| Deeds & Mortgages | Aug 2020 Refinance May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-1094-85 |
| Primary APN | 1-1094-85 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,116 sqft Living Area |
| Gross Area | 2,564 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,413 sqft (0.101 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|
| Account Number | 1-1094-85 |
|---|---|
| Street Address | 10 LOCUST TER |
| City | WARREN |
| State | RI |
| Zip | 02885-4106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Lot Number | 41 |
| Jurisdiction | WARREN RI |
| Township / Civil Division | WARREN |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 30602 |
10 Locust Ter is owned and occupied by an individual who bought it in May 2019.
Source: Warren Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 LOCUST TER, WARREN, RI 02885-4106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB |
| May 1, 2019 | Warranty Deed, Transfer · Conventional with PMI MORTGAGE NTWK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2019 · Amount on File |
| Deed Sale | May 1, 2019 · Amount on File |
| Deed Document Number | 201924060 |
| Deed Book / Page | 977 / 142 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN RI |
| Property Address | 10 LOCUST TER, WARREN, RI 02885-4106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1015-100 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 1015/100 |
| Instrument | 27017 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN RI |
| Recording Date | May 1, 2019 |
| Property Address | 10 LOCUST TER, WARREN, RI 02885-4106 |
| Document Number | 977-142 |
| Book / Page | 000977 / 000142 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 24060 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $189.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 LOCUST TER WARREN RI 028854106, WARREN, RI 02885-4106 |
| Document Number | 977-146 |
|---|---|
| Date | May 1, 2019 |
| Book Page | 000977/000146 |
| Instrument | 24061 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 30, 2049 |
The 2026 property tax bill for 10 Locust Ter was $5,971, up 19.9% from the year before.
Source: Warren Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Warren Town |
| Unified School District | Bristol-Warren Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,971.00 (+19.88%) | ||
| 2025 | $4,981.00 | $334,500 Land $145,200 Building $189,300 | $436,347 |
| 2023 | $4,569.00 (+23.22%) | $334,500 (+62.46%) Land $145,200 Building $189,300 | |
| 2022 | $3,708.00 | $205,900 Land $116,300 Building $89,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Locust Ter in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 23 (1978–2021) |
| Claims Outside the SFHA | 4 of 23 |
| Most Recent Claim | Sep 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10 Locust Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| i3 Broadband Cable | 2,000 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
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