Warren Town property record for 16 Locust Ter, Warren, RI 02885
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,662 sqft · built 1940 |
| Lot Size | 0.255 acres (11,112 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $349,000 (Sep 2018) |
| Tax Bill | $6,700 (2026) |
| Deeds & Mortgages | Jul 2025 Line of Credit Jan 2024 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-0196-00 |
| Primary APN | 15-0196-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,662 sqft Living Area |
| Gross Area | 3,546 sqft |
| Basement Area | 832 sqft |
| Unfinished Basement | 832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,112 sqft (0.255 acres) |
| Garage Type | Attached |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Oil |
| Account Number | 15-0196-00 |
|---|---|
| Street Address | 16 LOCUST TER |
| City | WARREN |
| State | RI |
| Zip | 02885-4106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Lot Number | 39 |
| Jurisdiction | WARREN RI |
| Township / Civil Division | WARREN |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 30602 |
16 Locust Ter is owned and occupied by two individuals who bought it in September 2018.
Source: Warren Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 LOCUST TER, WARREN, RI 02885-4106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jan 25, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance SOUTH EASTERN ECONOMI |
| Feb 10, 2021 | Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC |
| Jan 22, 2020 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Sep 4, 2018 | Warranty Deed, Transfer · FHA Mortgage NEW PENN FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2018 · Amount on File |
| Deed Sale | Sep 4, 2018 · Amount on File |
| Prior Sale | Apr 16, 2001 · Amount on File |
| Deed Document Number | 201822740 |
| Deed Book / Page | 962 / 222 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN RI |
| Property Address | 16 LOCUST TER, WARREN, RI 02885-4106 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001148-93 |
|---|---|
| Date | Jul 1, 2025 |
| Book Page | 1148/93 |
| Instrument | 37214 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN RI |
| Property Address | 16 LOCUST TER, WARREN, RI 02885-4106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001117-75 |
|---|---|
| Date | Jan 25, 2024 |
| Book Page | 1117/75 |
| Instrument | 34902 |
| Name | SOUTH EASTERN ECONOMI |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN RI |
| Property Address | 16 LOCUST TER, WARREN, RI 02885-4106 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1034-318 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 1034/318 |
| Instrument | 28484 |
| Name | NEWREZ LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN RI |
| Property Address | 16 LOCUST TER, WARREN, RI 02885-4106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 998-82 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 998/82 |
| Instrument | 25787 |
| Name | NEWREZ LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN RI |
| Recording Date | Sep 4, 2018 |
| Property Address | 16 LOCUST TER, WARREN, RI 02885-4106 |
| Document Number | 962-222 |
| Book / Page | 962 / 222 |
| Instrument | 22740 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $50.87 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 9620224 |
|---|---|
| Date | Sep 4, 2018 |
| Instrument | 00962/0224 |
| Name | NEW PENN FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 4, 2048 |
The 2026 property tax bill for 16 Locust Ter was $6,700, up 5.5% from the year before.
Source: Warren Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Warren Town |
| Unified School District | Bristol-Warren Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,700.00 (+5.55%) | ||
| 2025 | $6,348.00 | $426,300 Land $190,400 Building $235,900 | $618,255 |
| 2023 | $5,823.00 (+3.83%) | $426,300 (+36.9%) Land $190,400 Building $235,900 | |
| 2022 | $5,608.00 | $311,400 Land $152,600 Building $158,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Locust Ter in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 23 (1978–2021) |
| Claims Outside the SFHA | 4 of 23 |
| Most Recent Claim | Sep 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 16 Locust Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| i3 Broadband Cable | 2,000 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
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