Middlesex County and Reading Town property record for 23 Highland St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,954 sqft · built 1890 |
| Lot Size | 0.218 acres (9,483 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $206,500 (Aug 1994) |
| Tax Bill | $8,997 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Jun 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:021.0-0000-0352.0 |
| Primary APN | READ M:021.0-0000-0352.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,954 sqft Living Area |
| Gross Area | 3,344 sqft |
| Basement Area | 1,036 sqft |
| Unfinished Basement | 1,036 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,483 sqft (0.218 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 860000000040 |
|---|---|
| Street Address | 23 HIGHLAND ST |
| City | READING |
| State | MA |
| Zip | 01867-2147 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 334300 |
23 Highland St is owned and occupied by two individuals who bought it in August 1994.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 HIGHLAND ST, READING, MA 01867-2147 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 11, 2026 | Deed of Trust, Mortgage CITIZENS BANK |
| Jun 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP. |
| Nov 17, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Feb 24, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 1994 · Amount on File |
| Deed Sale | Aug 31, 1994 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 23 HIGHLAND ST, READING, MA 01867-2147 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 085323-177 |
|---|---|
| Date | Mar 11, 2026 |
| Book Page | 85323/177 |
| Instrument | 26265 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 301 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 23 HIGHLAND ST, READING, MA 01867-2147 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 078058-183 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 78058/183 |
| Instrument | 139368 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 23 HIGHLAND ST, READING, MA 01867-2147 |
| Document Number | 70345-523 |
| Book / Page | 070345 / 000523 |
| Instrument Date | Nov 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|
| Document Number | 70345-523 |
|---|---|
| Date | Dec 6, 2017 |
| Book Page | 070345/000523 |
| Instrument | 198160 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 23 HIGHLAND ST, READING, MA 01867-2147 |
| Document Number | 69001-98 |
| Book / Page | 069001 / 000098 |
| Instrument Date | Feb 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2017 |
| Name | Verified Name |
|---|
| Document Number | 69001-98 |
|---|---|
| Date | Mar 13, 2017 |
| Book Page | 069001/000098 |
| Instrument | 37515 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 23 Highland St was $8,997, up 3.9% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,997.00 (+3.89%) | $820,900 (+7.97%) Land $481,900 Building $330,700 | $853,622 (-2.74%) |
| 2025 | $8,660.00 (-1.16%) | $760,300 (+1.7%) Land $446,000 Building $314,300 | $877,705 (+9.05%) |
| 2024 | $8,762.00 (-1.27%) | $747,600 (+6.06%) Land $438,400 Building $309,200 | $804,840 |
| 2023 | $8,875.00 | $704,900 Land $413,100 Building $291,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Highland St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 23 Highland St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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