Middlesex County and Reading Town property record for 20 Highland St, Reading, MA 01867
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 3.5 ba · 2,040 sqft · built 1920 |
| Lot Size | 0.133 acres (5,772 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $317,000 (Dec 2012) |
| Tax Bill | $9,780 (2026) |
| Deeds & Mortgages | Aug 2017 Line of Credit Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:021.0-0000-0356.0 |
| Primary APN | READ M:021.0-0000-0356.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,040 sqft Living Area |
| Gross Area | 4,284 sqft |
| 1st Floor Area | 528 sqft |
| Basement Area | 934 sqft |
| Unfinished Basement | 934 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,772 sqft (0.133 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 86000000008 |
|---|---|
| Street Address | 20 HIGHLAND ST |
| City | READING |
| State | MA |
| Zip | 01867-2146 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 334300 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 17 ASH ST, MELROSE, MA 02176-4710 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 8, 2017 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Jan 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 26, 2012 · Amount on Record |
| Deed Sale | Dec 26, 2012 · Amount on Record |
| Prior Sale | Jul 8, 2002 · Amount on Record |
| Deed Book / Page | 60824 / 92 |
| Transfer Doc | 0060824-92 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 20 HIGHLAND ST, READING, MA 01867-2146 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 69739-547 |
|---|---|
| Date | Aug 8, 2017 |
| Book Page | 69739/547 |
| Instrument | 126339 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 20 HIGHLAND ST, READING, MA 01867-2146 |
| Document Number | 70524-273 |
| Book / Page | 070524 / 000273 |
| Instrument Date | Jan 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2018 |
| Name | Verified Name |
|---|
| Document Number | 70524-273 |
|---|---|
| Date | Jan 18, 2018 |
| Book Page | 070524/000273 |
| Instrument | 8173 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 17, 2048 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,780.00 (+3.97%) | $892,300 (+8.04%) Land $467,800 Building $424,500 | $798,224 |
| 2025 | $9,407.00 (-1.12%) | $825,900 (+1.74%) Land $433,000 Building $392,900 | |
| 2024 | $9,514.00 (-1.2%) | $811,800 (+6.13%) Land $425,600 Building $386,200 | |
| 2023 | $9,630.00 | $764,900 Land $401,000 Building $363,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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