Middlesex County and Reading Town property record for 28 Highland St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,183 sqft · built 1890 |
| Lot Size | 0.19 acres (8,285 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $535,000 (Sep 2004) |
| Tax Bill | $9,857 (2026) |
| Deeds & Mortgages | Apr 2022 Refinance May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 86000000010A |
| Primary APN | 86000000010A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,183 sqft Living Area |
| Gross Area | 4,406 sqft |
| Basement Area | 975 sqft |
| Unfinished Basement | 975 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,285 sqft (0.19 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 86000000010A |
|---|---|
| Street Address | 28 HIGHLAND ST |
| City | READING |
| State | MA |
| Zip | 01867-2146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 334300 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28 HIGHLAND ST, READING, MA 01867-2146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| May 8, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2004 · Amount on Record |
| Deed Sale | Sep 30, 2004 · Amount on Record |
| Prior Sale | Sep 4, 2002 · Amount on Record |
| Deed Document Number | 2004253013 |
| Deed Book / Page | 43812 / 584 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 28 HIGHLAND ST, READING, MA 01867-2146 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0079990-71 |
|---|---|
| Date | Apr 19, 2022 |
| Book Page | 79990/71 |
| Instrument | 57342 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 28 HIGHLAND ST, READING, MA 01867-2146 |
| Document Number | 71041-156 |
| Instrument Date | May 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2018 |
| Name | Verified Name |
|---|---|
| Address | 28 HIGHLAND ST READING MA 018672146, READING, MA 01867-2146 |
| Document Number | 71041-156 |
|---|---|
| Date | May 22, 2018 |
| Book Page | 071041/000156 |
| Instrument | 71549 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,857.00 (+3.97%) | $899,400 (+8.05%) Land $477,400 Building $422,000 | $957,442 (+1.8%) |
| 2025 | $9,481.00 (-1.13%) | $832,400 (+1.74%) Land $441,800 Building $390,600 | $940,500 |
| 2024 | $9,589.00 (-1.22%) | $818,200 (+6.12%) Land $434,300 Building $383,900 | |
| 2023 | $9,707.00 | $771,000 Land $409,200 Building $361,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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