23 E Water St, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 23 E Water St, Waterloo, NY 13165 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,960 sqft · built 1860
Lot Size0.42 acres (18,295 sqft)
Owner2 Individual Names on File
Last Sale$76,000 (Aug 2003)
Tax Bill$3,661 (2025)
APN453801 13-1-44

Property Details

APN / Parcel Number

Primary APN453801 13-1-44
Alternative APN
  • 380101300000010440000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,960 sqft Living Area
1st Floor Area1,235 sqft
2nd Floor Area725 sqft

Exterior

Year BuiltBuilt 1860
Effective Year BuiltEffective 1860
Architectural StyleTraditional
Exterior MaterialBrick
Lot Area18,295 sqft (0.42 acres)
Lot Dimensions167 ft deep x 110 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area452 sqft
PorchSlab
Porch Area297 sqft
Patio Area301 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address23 E WATER ST
CityWATERLOO
StateNY
Zip13165-1408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMB70-64,MB72-299 MB03-260
Legal Block1
Legal Lot Number44.000
JurisdictionSENECA NY
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2014
Census Tract950500

Owner

Source: Seneca County and Waterloo Town records · APN 453801 13-1-44

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address23 E WATER ST, WATERLOO, NY 13165-1408
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 07, 2003 · Amount on Record
Deed SaleAug 07, 2003 · Amount on Record
Deed Book / Page670 / 196
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionWaterloo Town
MunicipalityWaterloo Village
Unified School DistrictWaterloo Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,661.00 (+53.18%)$76,000 (-) Land $15,400 Building $60,600$124,600 (+16.4%) Land $25,248 Building $99,352
2023$76,000 Land $15,400 Building $60,600$107,042 Land $21,690 Building $85,352
2019$2,390.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file

Wildfire

Wildfire RiskLow
above 2% of the US · above 2% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 350 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)Low Latency
GoNetspeedFiber2,000 / 2,000Yes
SpectrumCable1,000 / 1,000Yes
VerizonFixed Wireless300 / 20Yes
Compass Broadband NetworkFixed Wireless (unlicensed)100 / 100No
T-Mobile USAFixed Wireless100 / 20Yes

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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