Seneca County and Waterloo Town property record for 22 E Water St, Waterloo, NY 13165 · Last verified May 2026
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,990 sqft · built 1840 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $4,409 (2025) |
| Deeds & Mortgages | Apr 2024 Sale |
| APN | 453801 13-1-45 |
| Primary APN | 453801 13-1-45 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,990 sqft Total Area |
| 1st Floor Area | 1,930 sqft |
| 2nd Floor Area | 1,060 sqft |
| Year Built | Built 1840 |
|---|---|
| Effective Year Built | Effective 1840 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Mixed |
| Garage Area | 340 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 161 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 22 E WATER ST |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-1409 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 1 |
| Legal Lot Number | 45.000 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 950500 |
Source: Seneca County and Waterloo Town records · APN 453801 13-1-45
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 22 E WATER ST, WATERLOO, NY 13165-1409 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Feb 24, 2004 |
| Transfer Doc | 0682000155 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Apr 29, 2024 |
| Property Address | 22 E WATER ST, WATERLOO, NY 13165-1409 |
| Document Number | 001097/261 |
| Book / Page | 1097 / 261 |
| Instrument Date | Apr 25, 2024 |
| Instrument | 66368 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 S ROOKS AVE, INVERNESS, FL 34453-8921 |
Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Waterloo Town |
| Municipality | Waterloo Village |
| Unified School District | Waterloo Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,409.00 (+41.22%) | $91,300 (-) Land $15,900 Building $75,400 | $149,700 (+11.47%) Land $26,070 Building $123,630 |
| 2024 | $3,122.00 (+35.5%) Homeowner's exemption Senior Citizen's exemption | $91,300 (-) Land $15,900 Building $75,400 | $134,300 (+4.44%) Land $23,388 Building $110,912 |
| 2023 | $91,300 Land $15,900 Building $75,400 | $128,592 Land $22,394 Building $106,198 | |
| 2019 | $2,304.00 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|
| Wildfire Risk | Low above 2% of the US · above 2% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 350 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) | Low Latency |
|---|---|---|---|
| GoNetspeed | Fiber | 2,000 / 2,000 | Yes |
| Spectrum | Cable | 1,000 / 1,000 | Yes |
| Verizon | Fixed Wireless | 300 / 20 | Yes |
| Compass Broadband Network | Fixed Wireless (unlicensed) | 100 / 100 | No |
| T-Mobile USA | Fixed Wireless | 100 / 20 | Yes |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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