Seneca County and Waterloo Town property record for 27 E Water St, Waterloo, NY 13165 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,128 sqft · built 1930 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,043 (2025) |
| Deeds & Mortgages | Sep 2025 Refinance |
| APN | 453801 13-1-43 |
| Primary APN | 453801 13-1-43 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,128 sqft Living Area |
| 1st Floor Area | 1,159 sqft |
| 2nd Floor Area | 969 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Type | Detached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 452 sqft |
| Porch | Slab |
| Porch Area | 162 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 27 E WATER ST |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-1408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MB99-64 MB03-384 |
| Legal Block | 1 |
| Legal Lot Number | 43.000 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 950500 |
Source: Seneca County and Waterloo Town records · APN 453801 13-1-43
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 27 E WATER ST, WATERLOO, NY 13165-1408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 27 E WATER ST, WATERLOO, NY 13165-1408 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001968/281 |
|---|---|
| Date | Sep 26, 2025 |
| Book Page | 1968/281 |
| Instrument | 71782 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 193 Months |
| Due | Oct 01, 2041 |
Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Waterloo Town |
| Municipality | Waterloo Village |
| Unified School District | Waterloo Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,043.00 (+19.51%) | $84,000 (-) Land $15,300 Building $68,700 | $137,700 (+16.39%) Land $25,081 Building $112,619 |
| 2023 | $84,000 Land $15,300 Building $68,700 | $118,310 Land $21,549 Building $96,761 | |
| 2019 | $3,383.00 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|
| Wildfire Risk | Low above 2% of the US · above 2% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 350 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) | Low Latency |
|---|---|---|---|
| GoNetspeed | Fiber | 2,000 / 2,000 | Yes |
| Spectrum | Cable | 1,000 / 1,000 | Yes |
| Verizon | Fixed Wireless | 300 / 20 | Yes |
| Compass Broadband Network | Fixed Wireless (unlicensed) | 100 / 100 | No |
| T-Mobile USA | Fixed Wireless | 100 / 20 | Yes |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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