17 E Water St, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 17 E Water St, Waterloo, NY 13165 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,535 sqft · built 1920
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Aug 2025)
Tax Bill	$2,994 (2025)
Deeds & Mortgages	May 2024 Mortgage May 2024 Transfer + 1 more
APN	`453801 13-1-50`

Property Details

APN / Parcel Number

Primary APN	`453801 13-1-50`
Alternative APN	`380101300000010500000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,535 sqft Living Area
1st Floor Area	1,035 sqft
Upper Floors Area	500 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	153 ft deep x 78 ft wide
Porch	Porch
Porch Area	190 sqft
Patio Area	2,688 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	17 E WATER ST
City	WATERLOO
State	NY
Zip	13165-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	50.000
Jurisdiction	SENECA NY
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2014
Census Tract	950500

Owner

Source: Seneca County and Waterloo Town records · APN 453801 13-1-50

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	100 GLENVIEW DR, CLIFTON SPRINGS, NY 14432-9519
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 02, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 02, 2024	Quit Claim Deed, Transfer Quitclaim
May 18, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 27, 2025 · Amount on Record
Deed Sale	Aug 27, 2025 · Amount on Record
Prior Sale	May 02, 2024
Deed Book / Page	1127 / 44
Prior Transfer Date	Apr 08, 2024
Prior Transfer Doc	001097/304
Record Updated	Jun 08, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Property Address	17 E WATER ST, WATERLOO, NY 13165-1408
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001922/280
Date	May 02, 2024
Book Page	1922/280
Instrument	66408

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

May 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SENECA NY
Recording Date	May 02, 2024
Property Address	17 E WATER ST, WATERLOO, NY 13165-1408
Document Number	001097/304
Book / Page	1097 / 304
Instrument Date	Apr 08, 2024
Instrument	66407
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17 E WATER ST, WATERLOO, NY 13165-1408

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SENECA NY
Recording Date	May 18, 2018
Property Address	17 E WATER ST, WATERLOO, NY 13165-1408
Document Number	0000971/48
Book / Page	971 / 48
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 E WATER ST, WATERLOO, NY 13165-1408

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Seneca County
County Subdivision	Waterloo Town
Municipality	Waterloo Village
Unified School District	Waterloo Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,994.00 (+61.31%)	$62,000 (-) Land $13,700 Building $48,300	$101,600 (+16.35%) Land $22,450 Building $79,150
2023		$62,000 Land $13,700 Building $48,300	$87,324 Land $19,296 Building $68,028
2019	$1,856.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Low above 2% of the US · above 2% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 350 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)	Low Latency
GoNetspeed	Fiber	2,000 / 2,000	Yes
Spectrum	Cable	1,000 / 1,000	Yes
Verizon	Fixed Wireless	300 / 20	Yes
Compass Broadband Network	Fixed Wireless (unlicensed)	100 / 100	No
T-Mobile USA	Fixed Wireless	100 / 20	Yes

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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