23 Cross St, Jackson, OH 45640 Property Records

Jackson County property record for 23 Cross St, Jackson, OH 45640

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,260 sqft · built 1900
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on File
Last Sale	$104,500 (Aug 2020)
Tax Bill	$1,586 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H140130016801`

Property Details

APN / Parcel Number

Primary APN	`H140130016801`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,092 sqft
Family Room	Family Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Other
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	96 ft deep x 50 ft wide
Porch	Slab
Porch Area	160 sqft
Deck Area	77 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	23 CROSS ST
City	JACKSON
State	OH
Zip	45640-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 JACKSON LOT #25 PT
Jurisdiction	JACKSON OH
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2020
Census Tract	957500

Owner

23 Cross St is owned and occupied by an individual who bought it in August 2020.

Source: Jackson County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	23 CROSS ST, JACKSON, OH 45640-1511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2020 · Amount on File
Deed Sale	Aug 17, 2020 · Amount on File
Prior Sale	Nov 18, 1997 · Amount on File
Deed Document Number	20202560
Deed Book / Page	149 / 1778
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OH
Recording Date	Aug 17, 2020
Property Address	23 CROSS ST, JACKSON, OH 45640-1511
Document Number	00149/1778
Book / Page	149 / 1778
Instrument Date	Aug 13, 2020
Instrument	202000002560
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	NORWEST TITLE, NORTHWEST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 CROSS ST, JACKSON, OH 45640-1511

Mortgage

Document Number	202000002561
Date	Aug 17, 2020
Instrument	202000002561

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 23 Cross St was $1,586.

Source: Jackson County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,586.00	$32,480 Land $5,390 Building $27,090	$92,800 Land $15,390 Building $77,410
2023	$1,640.00 (+26.93%)	$32,480 (+28.18%) Land $5,390 Building $27,090
2022	$1,292.00	$25,340 Land $5,210 Building $20,130
2020			$92,800 Land $15,390 Building $77,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23 Cross St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Cross St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JACKSON serves 9,691 people · EPA ID OH4000111
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
altafiber Network Solutions Fixed Wireless	100 / 20