Jackson County property record for 173 Cross St, Jackson, OH 45640
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,250 sqft · built 1900 |
| Lot Size | 0.073 acres (3,184 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $90,000 (Nov 2018) |
| Tax Bill | $1,778 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | H140140009500 |
| Primary APN | H140140009500 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,250 sqft Living Area |
| 1st Floor Area | 420 sqft |
| Family Room | Family Room |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 3,184 sqft (0.073 acres) |
| Lot Dimensions | 59 ft deep x 54 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 156 sqft |
| Deck Area | 156 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 173 CROSS ST |
|---|---|
| City | JACKSON |
| State | OH |
| Zip | 45640-1558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KAHN'S 2ND LOT #27 |
| Legal Subdivision | KAHN'S ADDITION |
| Jurisdiction | JACKSON OH |
| Township / Civil Division | JACKSON |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 957500 |
Source: Jackson County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 173 CROSS ST, JACKSON, OH 45640-1558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2024 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Feb 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Nov 8, 2018 | Survivorship Deed, Transfer · FHA Mortgage HOMETOWN LENDERS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2018 · Amount on Record |
| Deed Sale | Nov 8, 2018 · Amount on Record |
| Prior Sale | May 9, 2006 |
| Deed Document Number | 20183541 |
| Deed Book / Page | 135 / 1416 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OH |
| Property Address | 173 CROSS ST, JACKSON, OH 45640-1558 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 173 CROSS ST, JACKSON, OH 45640-1558 |
| Document Number | 000178/705 |
|---|---|
| Date | Mar 14, 2024 |
| Book Page | 178/705 |
| Instrument | 202400757 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OH |
| Property Address | 173 CROSS ST, JACKSON, OH 45640-1558 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 173 CROSS ST, JACKSON, OH 45640-1558 |
| Document Number | 00162/2007 |
|---|---|
| Date | Feb 28, 2022 |
| Book Page | 162/2007 |
| Instrument | 202200005267 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2052 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | JACKSON OH |
| Recording Date | Nov 8, 2018 |
| Property Address | 173 CROSS ST, JACKSON, OH 45640-1558 |
| Document Number | 00135/1416 |
| Book / Page | 135 / 1416 |
| Instrument Date | Nov 6, 2018 |
| Instrument | 201800003541 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2022 |
| Title Company | NORWEST TITLE, NORTHWEST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 173 CROSS STREET, LYNX, OH 45650 |
| Document Number | 201800003542 |
|---|---|
| Date | Nov 8, 2018 |
| Instrument | 201800003542 |
| Name | HOMETOWN LENDERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
Source: Jackson County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Jackson County |
| Municipality | Jackson City |
| Unified School District | Jackson City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,778.00 (-3.26%) | $36,410 (-) Land $3,770 Building $32,640 | $104,020 (-) Land $10,760 Building $93,260 |
| 2023 | $1,838.00 (+29.35%) | $36,410 (+30.64%) Land $3,770 Building $32,640 | |
| 2022 | $1,421.00 | $27,870 Land $3,640 Building $24,230 | |
| 2020 | $104,020 Land $10,760 Building $93,260 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2015–2025) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF JACKSON serves 9,691 people · EPA ID OH4000111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| altafiber Network Solutions Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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