175 Cross St, Jackson, OH 45640 Property Records

Jackson County property record for 175 Cross St, Jackson, OH 45640

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 798 sqft · built 1920
Lot Size0.2 acres (8,721 sqft)
OwnerIndividual Name on File
Last Sale$90,000 (Sep 2021)
Tax Bill$1,337 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Sep 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNH140140021300

Property Details

APN / Parcel Number

Primary APNH140140021300

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area798 sqft Living Area
1st Floor Area546 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area8,721 sqft (0.2 acres)
Lot Dimensions178 ft deep x 49 ft wide
PorchSlab
Porch Area112 sqft
Deck Area208 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address175 CROSS ST
CityJACKSON
StateOH
Zip45640-1558
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionB DAVID'S LOT #46
Legal SubdivisionB DAVIDS ADDITION
JurisdictionJACKSON OH
Township / Civil DivisionJACKSON
Census Block Group3
Census Block3024
Census Tract957500

Owner

175 Cross St is owned by an individual who bought it in September 2021.

Source: Jackson County records, as of July 7, 2026

Owner of RecordIndividual Name on File
Mailing Address1400 VETERANS UNITED DR, COLUMBIA, MO 65203
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2021Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE RESEARCH CENTER LLC
Sep 4, 2020Warranty Deed, Transfer · FHA Mortgage
HOMETOWN LENDERS INC
Sep 6, 2018Affidavit of Death of Joint Tenant, Transfer
BESTITLE AGENCY INC, BES TITLE AGENCY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2021 · Amount on File
Deed SaleSep 28, 2021 · Amount on File
Prior SaleSep 4, 2020 · Amount on File
Deed Document Number20213463
Deed Book / Page159 / 599
Record UpdatedSep 20, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON OH
Recording DateSep 28, 2021
Property Address175 CROSS ST, JACKSON, OH 45640-1558
Document Number159/599
Book / Page159 / 599
Instrument DateSep 17, 2021
Instrument202100003463
Transaction TypeTransfer
Record UpdatedOct 13, 2021
Title CompanyELITA LAND TITLE, ELITE LAND TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1400 VETERANS UNITED DR, COLUMBIA, MO 65203-3001

Mortgage

Document Number202100003464
DateSep 28, 2021
Instrument202100003464
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON OH
Recording DateSep 4, 2020
Property Address175 CROSS ST, JACKSON, OH 45640-1558
Document Number000150/135
Book / Page150 / 135
Instrument DateSep 1, 2020
Instrument202000002787
Transaction TypeTransfer
Record UpdatedApr 12, 2022
Title CompanyNORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address175 CROSS ST, JACKSON, OH 45640-1558

Mortgage

Document Number202000002788
DateSep 4, 2020
Instrument202000002788
Lender
NameHOMETOWN LENDERS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

September 2018: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionJACKSON OH
Recording DateSep 6, 2018
Property Address175 CROSS ST, JACKSON, OH 45640-1558
Document Number00134/0449
Book / Page134 / 0449
Instrument DateAug 24, 2018
Instrument201800002786
Transaction TypeTransfer
Record UpdatedApr 12, 2022
Title CompanyBESTITLE AGENCY INC, BES TITLE AGENCY INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2025 property tax bill for 175 Cross St was $1,337.

Source: Jackson County assessment roll, as of March 23, 2026

Property Jurisdictions

TypeName
StateOhio
CountyJackson County
MunicipalityJackson City
Unified School DistrictJackson City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,337.00$27,370 Land $6,070 Building $21,300$78,220 Land $17,350 Building $60,870
2023$1,382.00 (+23.5%)$27,370 (+24.69%) Land $6,070 Building $21,300
2022$1,119.00$21,950 Land $5,870 Building $16,080
2020$78,220 Land $17,350 Building $60,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 175 Cross St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2015–2025)
Claims Outside the SFHA2 of 3
Most Recent ClaimJul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 175 Cross St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF JACKSON
serves 9,691 people · EPA ID OH4000111
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
altafiber Network Solutions
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Cross St

Nearby Streets

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