174 Cross St, Jackson, OH 45640 Property Records

Jackson County property record for 174 Cross St, Jackson, OH 45640

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 676 sqft · built 1945
Lot Size	0.058 acres (2,522 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Aug 2023)
Tax Bill	$1,203 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H140140009700`

Property Details

APN / Parcel Number

Primary APN	`H140140009700`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	676 sqft Living Area
1st Floor Area	676 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Other
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	2,522 sqft (0.058 acres)
Lot Dimensions	56 ft deep x 45 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	174 CROSS ST
City	JACKSON
State	OH
Zip	45640-1559
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KAHN'S 2ND LOT #22
Legal Subdivision	KAHNS SECOND ADDITION
Jurisdiction	JACKSON OH
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3019
Census Tract	957500

Owner

174 Cross St is owned and occupied by an individual who bought it in August 2023.

Source: Jackson County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	174 CROSS ST, JACKSON, OH 45640-1559
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2023 · Amount on File
Deed Sale	Aug 24, 2023 · Amount on File
Prior Sale	Jul 26, 2016 · Amount on File
Deed Document Number	20232469
Deed Book / Page	174 / 915
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OH
Recording Date	Aug 24, 2023
Property Address	174 CROSS ST, JACKSON, OH 45640-1559
Document Number	000174/915
Book / Page	174 / 915
Instrument Date	Aug 15, 2023
Instrument	202302469
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	174 CROSS ST, JACKSON, OH 45640-1559

Mortgage

Document Number	0202302470
Date	Aug 24, 2023
Instrument	202302470

Lender

Name	THE OHIO VALLEY BANK COMPANY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Sep 1, 2028
Change Frequency	5 Years
Min Rate At Change	6.75%
Max Rate At Change	8.75%
Index	5-Year TN
Max Rate	12.7%

Tax Assessment & Valuation

The 2025 property tax bill for 174 Cross St was $1,203.

Source: Jackson County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,203.00	$24,630 Land $3,210 Building $21,420	$70,370 Land $9,180 Building $61,190
2023	$1,243.00 (+26.45%)	$24,630 (+27.75%) Land $3,210 Building $21,420
2022	$983.00	$19,280 Land $3,100 Building $16,180
2020			$70,370 Land $9,180 Building $61,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 174 Cross St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 Cross St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JACKSON serves 9,691 people · EPA ID OH4000111
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
altafiber Network Solutions Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20