23 Cole Rd, Fairfield, NJ 07004 Property Records

Essex County and Fairfield Township property record for 23 Cole Rd, Fairfield, NJ 07004

Property Summary

Property TypeSingle Family Home
Details2,121 sqft · built 1962
Lot Size0.587 acres (25,552 sqft)
OwnerIndividual Name on Record
Last Sale$474,000 (Dec 2018)
Tax Bill$9,685 (2025)
Deeds & MortgagesNov 2021 Mortgage
Dec 2018 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APN07-05402-0000-00015

Property Details

APN / Parcel Number

Primary APN07-05402-0000-00015
Alternative APNs
  • 070540200015
  • 00002870

Interior

Stories1 Story
Building Area2,121 sqft Living Area
1st Floor Area2,121 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Construction TypeFrame
Lot Area25,552 sqft (0.587 acres)
Lot Dimensions253 ft deep x 101 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number00002870
Street Address23 COLE RD
CityFAIRFIELD
StateNJ
Zip07004-1114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description101X253
Legal Block5402
Legal Lot Number15
JurisdictionESSEX NJ
Township / Civil DivisionFAIRFIELD
Census Block Group6
Census Block6012
Census Tract21601

Owner

Source: Essex County and Fairfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address23 COLE RD, FAIRFIELD, NJ 07004-1114
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Dec 13, 2018Grant Deed, Transfer
NOT AVAILABLE
Apr 20, 2018Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 13, 2018 · Amount on Record
Deed SaleDec 13, 2018 · Amount on Record
Prior SaleApr 20, 2018 · Amount on Record
Deed Document Number2018107382
Last Transfer DateNov 8, 2021
Transfer Doc2021139622
Record UpdatedOct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionESSEX NJ
Recording DateNov 22, 2021
Property Address23 COLE RD, FAIRFIELD, NJ 07004-1114
Document Number2021139622
Instrument DateNov 8, 2021
Instrument2021139622
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanyCLOSING USA LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address23 COLE RD, FAIRFIELD, NJ 07004-1114

Mortgage

Document Number2021139623
DateNov 22, 2021
Instrument2021139623
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionESSEX NJ
Recording DateDec 13, 2018
Property Address23 COLE RD, FAIRFIELD, NJ 07004-1114
Document Number0000107382
Instrument DateNov 30, 2018
Instrument107382
Transaction TypeTransfer
Record UpdatedMar 25, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$474.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 COLE RD FAIRFIELD NJ 070041114, FAIRFIELD, NJ 07004-1114

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionESSEX NJ
Recording DateApr 20, 2018
Property Address23 COLE RD, FAIRFIELD, NJ 07004-1114
Document Number0000034115
Instrument DateApr 12, 2018
Instrument34115
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$285.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 COLE RD FAIRFIELD NJ 070041114, FAIRFIELD, NJ 07004-1114

Tax Assessment & Valuation

Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionFairfield Township
Elementary School DistrictFairfield Township School District (KG - 06)
Secondary School DistrictWest Essex Regional School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$465,400 (-) Land $263,100 Building $202,300$465,400 (-) Land $263,100 Building $202,300
2025$9,685.00 (-2.57%)$465,400 (-) Land $263,100 Building $202,300$465,400 (-) Land $263,100 Building $202,300
2024$9,940.00 (+6.64%)
2023$465,400 Land $263,100 Building $202,300$465,400 Land $263,100 Building $202,300
2022$9,321.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 241 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies241 in force
Nearby Flood Claims566 (1978–2023)
Claims Outside the SFHA7 of 566
Most Recent ClaimDec 2023 · other causes
Claims by Event
  • Hurricane Irene, Sep 2011 · 209 claims
  • Severe Storms And Flooding, Mar 2010 · 80 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 79 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAIRFIELD WATER DEPT
serves 7,400 people · EPA ID NJ0707001
Water SourcePurchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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