Essex County and Fairfield Township property record for 17 Cole Rd, Fairfield, NJ 07004
| Property Type | Single Family Home |
|---|---|
| Details | 1,800 sqft · built 1962 |
| Lot Size | 0.649 acres (28,279 sqft) |
| Owner | Individual Name on File |
| Last Sale | $700,000 (Aug 2026) |
| Tax Bill | $8,247 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jan 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 07-05403-0000-00002 |
| Primary APN | 07-05403-0000-00002 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 1,800 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Construction Type | Frame |
| Lot Area | 28,279 sqft (0.649 acres) |
| Lot Dimensions | 280 ft deep x 101 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 00002875 |
|---|---|
| Street Address | 17 COLE RD |
| City | FAIRFIELD |
| State | NJ |
| Zip | 07004-1114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 101X280 |
| Legal Subdivision | MD BOSEN PROP |
| Legal Block | 5403 |
| Legal Lot Number | 2 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 6 |
| Census Block | 6012 |
| Census Tract | 21601 |
17 Cole Rd is owned and occupied by an individual who bought it in August 2026.
Source: Essex County and Fairfield Township records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 17 COLE RD, FAIRFIELD, NJ 07004-1114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Aug 24, 2026 | Deed, Transfer · FHA Mortgage KINGS MORTGAGE SERVICES |
| Jan 6, 2022 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 18, 2021 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Aug 18, 2017 | Grant Deed, Transfer · VA Mortgage ABSOLUTE HM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2026 · Amount on File |
| Deed Sale | Aug 24, 2026 · Amount on File |
| Prior Sale | Jan 6, 2022 · Amount on File |
| Deed Document Number | 202655978 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Aug 24, 2026 |
| Property Address | 17 COLE RD, FAIRFIELD, NJ 07004-1114 |
| Document Number | 0000055978 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 202655978 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2026 |
| Title Company | ELITE GROUP TITLE, ELITE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $70,700.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17 COLE RD, FAIRFIELD, NJ 07004-1114 |
| Investor | Possibly a Property Investor |
| Document Number | 0000055979, |
|---|---|
| Date | Aug 24, 2026 |
| Instrument | 202655979 |
| Name | KINGS MORTGAGE SERVICES |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jan 6, 2022 |
| Property Address | 17 COLE RD, FAIRFIELD, NJ 07004-1114 |
| Document Number | 0000001357 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 2022001357 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Title Company | NOT AVAILABLE, ALLIED TITLE LLC SUITE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,312.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 740 MILFORD MOUNT PLEASANT RD, 740, MILFORD, NJ 08848-1960 |
| Name | Verified Name |
|---|---|
| Address | 17 COLE RD, FAIRFIELD, NJ 07004-1114 |
| Document Number | 0000001358 |
|---|---|
| Date | Jan 6, 2022 |
| Instrument | 2022001358 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 17 COLE RD, FAIRFIELD, NJ 07004-1114 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 2021033092 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 2021033092 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Aug 18, 2017 |
| Property Address | 17 COLE RD, FAIRFIELD, NJ 07004-1114 |
| Document Number | 0000073581 |
| Instrument Date | Jul 24, 2017 |
| Instrument | 73581 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 17 COLE RD FAIRFIELD NJ 070041114, FAIRFIELD, NJ 07004-1114 |
| Document Number | 73582 |
|---|---|
| Date | Aug 18, 2017 |
| Instrument | 73582 |
| Name | ABSOLUTE HM MTG |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 17, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 17 Cole Rd was $8,247, down 2.6% from the year before.
Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Fairfield Township |
| Elementary School District | Fairfield Township School District (KG - 06) |
| Secondary School District | West Essex Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $396,300 (-) Land $237,400 Building $158,900 | $396,300 (-) Land $237,400 Building $158,900 | |
| 2025 | $8,247.00 (-2.56%) | $396,300 Land $237,400 Building $158,900 | $396,300 Land $237,400 Building $158,900 |
| 2024 | $8,464.00 | ||
| 2023 | $396,300 Land $237,400 Building $158,900 | $396,300 Land $237,400 Building $158,900 | |
| 2022 | $7,937.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 17 Cole Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 241 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 241 in force |
| Nearby Flood Claims | 566 (1978–2023) |
| Claims Outside the SFHA | 7 of 566 |
| Most Recent Claim | Dec 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 17 Cole Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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