19 Cole Rd, Fairfield, NJ 07004 Property Records

Essex County and Fairfield Township property record for 19 Cole Rd, Fairfield, NJ 07004

Property Summary

Property Type	Single Family Home
Details	1,776 sqft · built 1962
Lot Size	0.894 acres (38,921 sqft)
Owner	2 Individual Names on File
Last Sale	$660,000 (Nov 2024)
Tax Bill	$7,666 (2025)
Deeds & Mortgages	Dec 2020 Sale & Construction Loan
Flood Zone	Zone AE (high risk)
APN	`07-05403-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`07-05403-0000-00001`
Alternative APNs	`070540300001` `00002874`

Interior

Stories	1 Story
Building Area	1,776 sqft Living Area
1st Floor Area	1,776 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Lot Area	38,921 sqft (0.894 acres)
Lot Dimensions	280 ft deep x 139 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	00002874
Street Address	19 COLE RD
City	FAIRFIELD
State	NJ
Zip	07004-1114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	139X280
Legal Subdivision	MD BOSAN PROP
Legal Block	5403
Legal Lot Number	1
Jurisdiction	ESSEX NJ
Township / Civil Division	FAIRFIELD
Census Block Group	6
Census Block	6012
Census Tract	21601

Owner

19 Cole Rd is owned and occupied by two individuals who bought it in November 2024.

Source: Essex County and Fairfield Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	19 COLE RD, FAIRFIELD, NJ 07004-1114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2024 · Amount on File
Deed Sale	Nov 21, 2024 · Amount on File
Prior Sale	Dec 3, 2020 · Amount on File
Deed Document Number	202469273
Record Updated	Oct 29, 2026

December 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 3, 2020
Property Address	19 COLE RD, FAIRFIELD, NJ 07004-1114
Document Number	0000120322
Instrument Date	Nov 6, 2020
Instrument	120322
Transaction Type	Construction Loan
Record Updated	Dec 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	19 COLE RD FAIRFIELD NJ 070041114, FAIRFIELD, NJ 07004-1114

Mortgage

Document Number	120323
Date	Dec 3, 2020
Instrument	120323

Lender

Name	ACCOLEND LLC
Address	TEANECK, NJ 07666

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 2, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 19 Cole Rd was $7,666, down 2.6% from the year before.

Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Fairfield Township
Elementary School District	Fairfield Township School District (KG - 06)
Secondary School District	West Essex Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$368,400 (-) Land $236,600 Building $131,800	$368,400 (-) Land $236,600 Building $131,800
2025	$7,666.00 (-2.58%)	$368,400 Land $236,600 Building $131,800	$368,400 Land $236,600 Building $131,800
2024	$7,869.00
2023		$368,400 Land $236,600 Building $131,800	$368,400 Land $236,600 Building $131,800
2022	$7,379.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Cole Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 241 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	241 in force
Nearby Flood Claims	566 (1978–2023)
Claims Outside the SFHA	7 of 566
Most Recent Claim	Dec 2023 · other causes
Claims by Event	Hurricane Irene, Sep 2011 · 209 claims Severe Storms And Flooding, Mar 2010 · 80 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 79 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Cole Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20