Essex County and Fairfield Township property record for 27 Cole Rd, Fairfield, NJ 07004
| Property Type | Single Family Home |
|---|---|
| Details | 1,848 sqft · built 1962 |
| Lot Size | 0.627 acres (27,299 sqft) |
| Owner | Individual Name on File |
| Last Sale | $422,000 (Jun 2019) |
| Tax Bill | $8,270 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Jun 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 07-05402-0000-00013 |
| Primary APN | 07-05402-0000-00013 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,848 sqft Living Area |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Construction Type | Frame |
| Lot Area | 27,299 sqft (0.627 acres) |
| Lot Dimensions | 273 ft deep x 100 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 00002868 |
|---|---|
| Street Address | 27 COLE RD |
| City | FAIRFIELD |
| State | NJ |
| Zip | 07004-1114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 100X273 |
| Legal Subdivision | SWAN LAKE ESTATES |
| Legal Block | 5402 |
| Legal Lot Number | 13 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 6 |
| Census Block | 6012 |
| Census Tract | 21601 |
27 Cole Rd is owned and occupied by an individual who bought it in June 2019.
Source: Essex County and Fairfield Township records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 27 COLE RD, FAIRFIELD, NJ 07004-1114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2022 | Deed of Trust, Mortgage · Line of Credit GREATER ALLIANCE FCU |
| Jun 5, 2019 | Grant Deed, Transfer · Conventional with PMI CROSS CNTRY MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2019 · Amount on File |
| Deed Sale | Jun 5, 2019 · Amount on File |
| Prior Sale | Nov 23, 2009 · Amount on File |
| Deed Document Number | 201951106 |
| Prior Transfer Date | Jun 10, 2010 |
| Prior Transfer Doc | 0010046966 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 27 COLE RD, FAIRFIELD, NJ 07004-1114 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000107029 |
|---|---|
| Date | Dec 14, 2022 |
| Instrument | 2022107029 |
| Name | GREATER ALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Address | PARAMUS, NJ 07652 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 13, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jun 5, 2019 |
| Property Address | 27 COLE RD, FAIRFIELD, NJ 07004-1114 |
| Document Number | 0000051106 |
| Instrument Date | May 29, 2019 |
| Instrument | 51106 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $422.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 COLE RD FAIRFIELD NJ 070041114, FAIRFIELD, NJ 07004-1114 |
| Document Number | 51107 |
|---|---|
| Date | Jun 5, 2019 |
| Instrument | 51107 |
| Name | CROSS CNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 4, 2049 |
The 2025 property tax bill for 27 Cole Rd was $8,270, down 2.6% from the year before.
Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Fairfield Township |
| Elementary School District | Fairfield Township School District (KG - 06) |
| Secondary School District | West Essex Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $397,400 (-) Land $234,400 Building $163,000 | $397,400 (-) Land $234,400 Building $163,000 | |
| 2025 | $8,270.00 (-2.57%) | $397,400 Land $234,400 Building $163,000 | $397,400 Land $234,400 Building $163,000 |
| 2024 | $8,488.00 | ||
| 2023 | $397,400 Land $234,400 Building $163,000 | $397,400 Land $234,400 Building $163,000 | |
| 2022 | $7,959.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 27 Cole Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 241 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 241 in force |
| Nearby Flood Claims | 566 (1978–2023) |
| Claims Outside the SFHA | 7 of 566 |
| Most Recent Claim | Dec 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 27 Cole Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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