23 Central Pl, Caldwell, NJ 07006 Property Records

Essex County and Caldwell Borough property record for 23 Central Pl, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	1,548 sqft · built 1932
Lot Size	0.194 acres (8,450 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Mar 2011)
Tax Bill	$12,647 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00032-0000-00004-01`

Property Details

APN / Parcel Number

Primary APN	`03-00032-0000-00004-01`
Alternative APNs	`03000320000000040001` `00000762`

Interior

Building Area	1,548 sqft Living Area

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Colonial
Lot Area	8,450 sqft (0.194 acres)
Lot Dimensions	169 ft deep x 50 ft wide

Location & Zoning

Account Number	00000762
Street Address	23 CENTRAL PL
City	CALDWELL
State	NJ
Zip	07006-4816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	50X169 IRR
Legal Block	32
Legal Lot Number	4.1
Jurisdiction	ESSEX NJ
Township / Civil Division	CALDWELL
Census Block Group	1
Census Block	1001
Census Tract	21701

Owner

Source: Essex County and Caldwell Borough records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 CENTRAL PL, CALDWELL, NJ 07006-4816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2020	Deed of Trust, Mortgage · Conventional with PMI CARDINAL FIN'L
Sep 6, 2018	Grant Deed, Transfer · FHA Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2011 · Amount on Record
Deed Sale	Mar 25, 2011 · Amount on Record
Prior Sale	Oct 5, 1995 · Amount on Record
Deed Document Number	201125687
Deed Book / Page	12304 / 7624
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	23 CENTRAL PL, CALDWELL, NJ 07006-4816
Document Number	0000060695
Instrument Date	Jun 13, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 CENTRAL PL CALDWELL NJ 070064816, CALDWELL, NJ 07006-4816

Mortgage

Document Number	0000060695
Date	Jul 2, 2020
Instrument	60695

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 6, 2018
Property Address	23 CENTRAL PL, CALDWELL, NJ 07006-4816
Document Number	0000077759
Instrument Date	Jul 30, 2018
Instrument	77759
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 CENTRAL PL CALDWELL NJ 070064816, CALDWELL, NJ 07006-4816

Mortgage

Document Number	77762
Date	Sep 6, 2018
Instrument	77762

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2048

Tax Assessment & Valuation

Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Caldwell Borough
Unified School District	Caldwell-West Caldwell School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,300 (-) Land $243,500 Building $144,800	$388,300 (-) Land $243,500 Building $144,800
2025	$12,647.00 (+2.3%)	$388,300 (-) Land $243,500 Building $144,800	$388,300 (-) Land $243,500 Building $144,800
2024	$12,363.00 (+5.32%)
2023		$388,300 Land $243,500 Building $144,800	$388,300 Land $243,500 Building $144,800
2022	$11,738.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL WATER DEPT serves 9,027 people · EPA ID NJ0703001
Water Source	Purchased surface water from ESSEX FELLS WATER DEPT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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