28 Central Pl, Caldwell, NJ 07006 Property Records

Essex County and Caldwell Borough property record for 28 Central Pl, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	2,261 sqft · built 1924
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Nov 2001)
Tax Bill	$14,920 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00034-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`03-00034-0000-00013`
Alternative APNs	`030003400013` `00000829`

Interior

Building Area	2,261 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Account Number	00000829
Street Address	28 CENTRAL PL
City	CALDWELL
State	NJ
Zip	07006-4823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	50X100
Legal Subdivision	BOROUGH/CALDWELL
Legal Block	34
Legal Lot Number	13
Jurisdiction	ESSEX NJ
Township / Civil Division	CALDWELL
Census Block Group	1
Census Block	1007
Census Tract	21701

Owner

28 Central Pl is owned and occupied by an individual who bought it in November 2001.

Source: Essex County and Caldwell Borough records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	28 CENTRAL PL, CALDWELL, NJ 07006-4823
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2001 · Amount on File
Deed Sale	Nov 13, 2001 · Amount on File
Deed Book / Page	5849 / 953
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	28 CENTRAL PL, CALDWELL, NJ 07006-4823
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	PUNCTUAL ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021085326
Date	Jul 14, 2021
Instrument	2021085326

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Jun 1, 2041

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	28 CENTRAL PL, CALDWELL, NJ 07006-4823
Document Number	0000063211
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CENTRAL PL CALDWELL NJ 070064823, CALDWELL, NJ 07006-4823

Mortgage

Document Number	0000063211
Date	Jul 10, 2020
Instrument	63211

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 9, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 28 Central Pl was $14,920, up 2.3% from the year before.

Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Caldwell Borough
Unified School District	Caldwell-West Caldwell School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$458,100 (-) Land $232,000 Building $226,100	$458,100 (-) Land $232,000 Building $226,100
2025	$14,920.00 (+2.3%)	$458,100 Land $232,000 Building $226,100	$458,100 Land $232,000 Building $226,100
2024	$14,585.00
2023		$458,100 Land $232,000 Building $226,100	$458,100 Land $232,000 Building $226,100
2022	$13,848.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Central Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Central Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL WATER DEPT serves 9,027 people · EPA ID NJ0703001
Water Source	Purchased surface water from ESSEX FELLS WATER DEPT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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