16 Central Pl, Caldwell, NJ 07006 Property Records

Essex County and Caldwell Borough property record for 16 Central Pl, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	1,902 sqft · built 1948
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,000 (Sep 2018)
Tax Bill	$15,031 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00033-0000-00001-07`

Property Details

APN / Parcel Number

Primary APN	`03-00033-0000-00001-07`
Alternative APNs	`03000330000000010007` `00000779`

Interior

Building Area	1,902 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Location & Zoning

Account Number	00000779
Street Address	16 CENTRAL PL
City	CALDWELL
State	NJ
Zip	07006-4817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	50X150 IRR
Legal Block	33
Legal Lot Number	1.7
Jurisdiction	ESSEX NJ
Township / Civil Division	CALDWELL
Census Block Group	1
Census Block	1008
Census Tract	21701

Owner

Source: Essex County and Caldwell Borough records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 CENTRAL PL, CALDWELL, NJ 07006-4817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Line of Credit VALLEY NATIONAL BANK
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Sep 18, 2018	Grant Deed, Transfer · Conventional Mortgage NJ LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2018 · Amount on Record
Deed Sale	Sep 18, 2018 · Amount on Record
Prior Sale	Jan 7, 1998 · Amount on Record
Deed Document Number	201880813
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	May 11, 2026
Property Address	16 CENTRAL PL, CALDWELL, NJ 07006-4817
Document Number	0000031487
Instrument Date	May 1, 2026
Instrument	202631487
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 CENTRAL PL, CALDWELL, NJ 07006-4817

Mortgage

Document Number	0000031487,
Date	May 11, 2026
Instrument	202631487

Lender

Name	VALLEY NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.46%
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	16 CENTRAL PL, CALDWELL, NJ 07006-4817
Document Number	0000096512
Instrument Date	Sep 10, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 CENTRAL PL CALDWELL NJ 070064817, CALDWELL, NJ 07006-4817

Mortgage

Document Number	0000096512
Date	Oct 1, 2020
Instrument	96512

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 30, 2040

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 18, 2018
Property Address	16 CENTRAL PL, CALDWELL, NJ 07006-4817
Document Number	0000080813
Instrument Date	Jul 31, 2018
Instrument	80813
Transaction Type	Transfer
Record Updated	Dec 18, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$505.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 CENTRAL PL CALDWELL NJ 070064817, CALDWELL, NJ 07006-4817

Mortgage

Document Number	80814
Date	Sep 18, 2018
Instrument	80814

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2048

Tax Assessment & Valuation

Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Caldwell Borough
Unified School District	Caldwell-West Caldwell School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$461,500 (-) Land $240,000 Building $221,500	$461,500 (-) Land $240,000 Building $221,500
2025	$15,031.00 (+2.29%)	$461,500 (-) Land $240,000 Building $221,500	$461,500 (-) Land $240,000 Building $221,500
2024	$14,694.00 (+5.33%)
2023		$461,500 Land $240,000 Building $221,500	$461,500 Land $240,000 Building $221,500
2022	$13,951.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL WATER DEPT serves 9,027 people · EPA ID NJ0703001
Water Source	Purchased surface water from ESSEX FELLS WATER DEPT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

Nearby Properties on Central Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures