18 Central Pl, Caldwell, NJ 07006 Property Records

Essex County and Caldwell Borough property record for 18 Central Pl, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	2,143 sqft · built 1934
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Oct 2020)
Tax Bill	$15,021 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00033-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`03-00033-0000-00001`
Alternative APNs	`030003300001` `00000772`

Interior

Building Area	2,143 sqft Living Area

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Location & Zoning

Account Number	00000772
Street Address	18 CENTRAL PL
City	CALDWELL
State	NJ
Zip	07006-4817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	50X150 IRR
Legal Block	33
Legal Lot Number	1
Jurisdiction	ESSEX NJ
Township / Civil Division	CALDWELL
Census Block Group	1
Census Block	1008
Census Tract	21701

Owner

18 Central Pl is owned and occupied by two individuals who bought it in October 2020.

Source: Essex County and Caldwell Borough records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18 CENTRAL PL, CALDWELL, NJ 07006-4817
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Line of Credit VALLEY BANK
Oct 23, 2020	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jul 14, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2020 · Amount on File
Deed Sale	Oct 23, 2020 · Amount on File
Prior Sale	Jan 25, 2005 · Amount on File
Deed Document Number	2020105092
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	18 CENTRAL PL, CALDWELL, NJ 07006-4817
Transaction Type	Mortgage
Record Updated	Aug 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 CENTRAL PL, CALDWELL, NJ 07006-4817

Mortgage

Document Number	2021086623
Date	Jul 16, 2021
Instrument	2021086623

Lender

Name	VALLEY BANK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 23, 2020
Property Address	18 CENTRAL PL, CALDWELL, NJ 07006-4817
Document Number	0000105092
Instrument Date	Oct 14, 2020
Instrument	105092
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	ASSOCIATED TITLE AGENCY LLC, ASSOCIATED TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 CENTRAL PL CALDWELL NJ 070064817, CALDWELL, NJ 07006-4817

Mortgage

Document Number	105093
Date	Oct 23, 2020
Instrument	105093

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	18 CENTRAL PL, CALDWELL, NJ 07006-4817
Document Number	0000072850
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 CENTRAL PL CALDWELL NJ 070064817, CALDWELL, NJ 07006-4817

Mortgage

Document Number	0000072850
Date	Aug 4, 2020
Instrument	72850

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 3, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 18 Central Pl was $15,021, up 2.3% from the year before.

Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Caldwell Borough
Unified School District	Caldwell-West Caldwell School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$461,200 (-) Land $239,500 Building $221,700	$461,200 (-) Land $239,500 Building $221,700
2025	$15,021.00 (+2.3%)	$461,200 Land $239,500 Building $221,700	$461,200 Land $239,500 Building $221,700
2024	$14,684.00
2023		$461,200 Land $239,500 Building $221,700	$461,200 Land $239,500 Building $221,700
2022	$13,942.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Central Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Central Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL WATER DEPT serves 9,027 people · EPA ID NJ0703001
Water Source	Purchased surface water from ESSEX FELLS WATER DEPT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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