Monroe County property record for 22980 Sharp Ln, Summerland Key, FL 33042
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 992 sqft · built 1988 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $550,000 (Jun 2017) |
| Tax Bill | $5,759 (2024) |
| Deeds & Mortgages | Jul 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00184290-000000 |
| Primary APN | 00184290-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 992 sqft Living Area |
| 1st Floor Area | 992 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 6,000 sqft (0.137 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Porch | Open Porch |
| Porch Area | 760 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1236276 |
|---|---|
| Old Parcel Number | 33662800184290000000 |
| Street Address | 22980 SHARP LN |
| City | SUMMERLAND KEY |
| State | FL |
| Zip | 33042-4314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 4 LT 12 CUTTHROAT HARBOR ESTATES FIRST ADDN CUDJOE KEY PB5-60 OR394-1026 OR802-1948 OR802-1948 OR802-1972-1973 OR967-644 |
| Legal Range | 28E |
| Legal Township | 66S |
| Legal Section | 33 |
| Legal Subdivision | CUTTHROAT HARBOR ESTATES 1ST ADD |
| Legal Block | 4 |
| Legal Lot Number | 12 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 971501 |
22980 Sharp Ln is owned by an individual who bought it in June 2017.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 17050 SW 59TH ST, SOUTHWEST RANCHES, FL 33331-1201 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2017 · Amount on File |
| Deed Sale | Jun 1, 2017 · Amount on File |
| Deed Document Number | 0028621573 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 3, 2017 |
| Property Address | 22980 SHARP LN, SUMMERLAND KEY, FL 33042-4314 |
| Document Number | 0028621573 |
| Book / Page | 002862 / 001573 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 2129690 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,850.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 17050 SW 59TH ST SOUTHWEST RANCHES FL 333311201, SOUTHWEST RANCHES, FL 33331-1201 |
| Document Number | 28621575 |
|---|---|
| Date | Jul 3, 2017 |
| Book Page | 002862/001575 |
| Instrument | 2129691 |
| Name | DAVID K MCNULTY |
|---|---|
| Address | PO BOX 8, WINTER PARK, FL 32790-0008 |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 2, 2022 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.9% |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $785,815 Land $525,300 Building $260,515 | $785,815 Land $525,300 Building $260,515 | |
| 2024 | $5,759.00 (+7.83%) | ||
| 2023 | $5,341.00 (+19.81%) | $786,869 (+40.3%) Land $565,470 Building $221,399 | $786,869 (+40.3%) Land $565,470 Building $221,399 |
| 2022 | $4,458.00 | $560,866 Land $336,810 Building $224,056 | $560,866 Land $336,810 Building $224,056 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22980 Sharp Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 501 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 501 in force |
| Nearby Flood Claims | 1,356 (1980–2023) |
| Claims Outside the SFHA | 2 of 1,356 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 22980 Sharp Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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