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22970 Sharp Ln, Summerland Key, FL 33042 Property Records

Monroe County property record for 22970 Sharp Ln, Summerland Key, FL 33042 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 1,248 sqft · built 1985
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on File
Last Sale$630,000 (Dec 2025)
Tax Bill$1,987 (2025)
Deeds & MortgagesMay 2026 Transfer
Dec 2025 Sale
+ 1 more
Flood ZoneZone VE (high risk)
APN00184280-000000

Property Details

APN / Parcel Number

Primary APN00184280-000000
Alternative APNs
  • 33662800184280000000
  • 1236268

Interior

Bedrooms1 Bed
Full Baths2 Baths
Building Area1,248 sqft Living Area
1st Floor Area1,248 sqft 1st Floor
Basement Area384 sqft Basement
Stories1 Story
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2000
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage TypeCovered
Garage Area312 sqft Garage
PorchOpen Porch
Porch Area248 sqft Porch
View / LotCanal

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Account Number1236268
Street Address22970 SHARP LN
CitySUMMERLAND KEY
StateFL
Zip33042-4314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 4 LT 11 CUTTHROAT HARBOR ESTATES FIRST ADDN CUDJOE KEY PB5-60 OR414-32 OR860-1319 OR1040-1396
Legal Range28E
Legal Township66S
Legal Section33
Legal SubdivisionCUTTHROAT HARBOR ESTATES 1ST ADD
Legal Block4
Legal Lot Number11
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1010
Census Tract971501

Owner

Source: Monroe County records · APN 00184280-000000

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address22970 SHARP LN, CUDJOE KEY, FL 33042-4314
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 18, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Dec 15, 2025Personal Representative Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 15, 2025Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 15, 2025 · Amount on Record
Deed SaleDec 15, 2025 · Amount on Record
Prior SaleFeb 01, 1988 · Amount on Record
Deed Document Number20252525578
Deed Book / Page3358 / 400
Prior Transfer DateDec 08, 2025
Prior Transfer Doc0033580402
Record UpdatedSep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateMay 18, 2026
Property Address22970 SHARP LN, SUMMERLAND KEY, FL 33042-4314
Document Number0002543914
Book / Page3381 / 1312
Instrument DateMay 15, 2026
Instrument20262543914
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22970 SHARP LN, SUMMERLAND KEY, FL 33042-4314

December 2025: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionMONROE FL
Recording DateDec 15, 2025
Property Address22970 SHARP LN, SUMMERLAND KEY, FL 33042-4314
Document Number0033580400
Book / Page3358 / 400
Map ReferenceMB 5 PG 60
Instrument DateDec 08, 2025
Instrument2525578
Transaction TypeTransfer
Record UpdatedJan 15, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$4,410.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address222 CHEMIN DES PIONNIERS, CAXTON XX

Transferred To (Grantee/Buyer)

NameVerified Name
Address22970 SHARP LN, CUDJOE KEY, FL 33042-4314

December 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateDec 15, 2025
Property Address22970 SHARP LN, SUMMERLAND KEY, FL 33042-4314
Document Number0033580402
Book / Page3358 / 402
Map ReferenceMB 5 PG 60
Instrument DateDec 02, 2025
Instrument2525579
Transaction TypeTransfer
Record UpdatedJan 15, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address73 CHEM LADOUCEUR, NOTRE-DAME-DE-PONTMAIN XX

Transferred To (Grantee/Buyer)

NameVerified Name
Address22970 SHARP LN, CUDJOE KEY, FL 33042-4314

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,987.00 (+4.91%) Homeowner's exemption Widower's exemption$175,193 (+5.99%)$642,636 (-4.47%) Land $525,300 Building $117,336
2024$1,894.00 (+7.31%)
2023$1,765.00 (+0.57%) Senior Citizen's exemption$165,298 (+3%)$672,672 (+51.5%) Land $565,470 Building $107,202
2022$1,755.00 Senior Citizen's exemption$160,484$444,012 Land $336,810 Building $107,202

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
coastal, wave action
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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