Monroe County property record for 22960 Sharp Ln, Summerland Key, FL 33042
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 975 sqft · built 1980 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Company Name on File |
| Tax Bill | $6,040 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 00184270-000000 |
| Primary APN | 00184270-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 3 Stories |
| Building Area | 975 sqft Living Area |
| 1st Floor Area | 975 sqft |
| Attic | Attic |
| Attic Area | 806 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 500 sqft |
| Porch | Slab |
| Porch Area | 100 sqft |
| Cooling System | Wall Unit |
|---|
| Account Number | 1236250 |
|---|---|
| Street Address | 22960 SHARP LN |
| City | SUMMERLAND KEY |
| State | FL |
| Zip | 33042-4314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 4 LT 10 CUTTHROAT HARBOR ESTATES FIRST ADDN CUDJOE KEY PB5-60 OR412-34 OR800-248 OR1628-1200/01 OR2376-1814/15 OR2376-1816/19 |
| Legal Range | 28E |
| Legal Township | 66S |
| Legal Section | 33 |
| Legal Subdivision | CUTTHROAT HARBOR ESTATES 1ST ADD |
| Legal Block | 4 |
| Legal Lot Number | 10 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 971501 |
Source: Monroe County records · APN 00184270-000000
Assessment roll updated December 8, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 441 W INDIES DR, SUMMERLAND KEY, FL 33042-5460 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 21, 2008 |
| Deed Sale | Aug 21, 2008 |
| Prior Sale | Oct 01, 1979 · Amount on Record |
| Deed Document Number | 20081708615 |
| Deed Book / Page | 2376 / 1814 |
| Record Updated | Jun 08, 2026 |
Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,040.00 (+8.67%) | $688,552 (-3.99%) Land $525,300 Building $163,252 | $688,552 (-3.99%) Land $525,300 Building $163,252 |
| 2024 | $5,558.00 (+3.6%) | ||
| 2023 | $5,365.00 (+19.51%) | $717,195 (+45.64%) Land $565,470 Building $151,725 | $717,195 (+45.64%) Land $565,470 Building $151,725 |
| 2022 | $4,489.00 | $492,433 Land $336,810 Building $155,623 | $492,433 Land $336,810 Building $155,623 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879715011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 501 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 501 in force |
| Nearby Flood Claims | 1,356 (1980–2023) |
| Claims Outside the SFHA | 2 of 1,356 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 324 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures