Monroe County property record for 22949 Sharp Ln, Summerland Key, FL 33042 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 960 sqft · built 1987 |
| Lot Size | 0.134 acres (5,842 sqft) |
| Owner | Owner Name on File |
| Last Sale | $385,000 (Feb 2013) |
| Tax Bill | $6,191 (2024) |
| Flood Zone | Zone VE (high risk) |
| APN | 00184210-000000 |
| Primary APN | 00184210-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,842 sqft (0.134 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Area | 351 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 864 sqft |
| Patio Area | 80 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1236195 |
|---|---|
| Old Parcel Number | 33662800184210000000 |
| Street Address | 22949 SHARP LN |
| City | SUMMERLAND KEY |
| State | FL |
| Zip | 33042-4314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 4 LT 4 CUTTHROAT HARBOR ESTATES FIRST ADDN CUDJOE KEY PB5-60 OR557-321 OR753-306 OR639-583/84 OR639-585 OR753-308 |
| Legal Range | 28E |
| Legal Township | 66S |
| Legal Section | 33 |
| Legal Subdivision | CUTTHROAT HARBOR ESTATES 1ST ADD |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 971501 |
Source: Monroe County records · APN 00184210-000000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 413 BEARDS CREEK DR, ARAPAHOE, NC 28510-9555 |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 15, 2013 · Amount on Record |
| Deed Sale | Feb 15, 2013 · Amount on Record |
| Prior Sale | Jan 10, 2005 · Amount on Record |
| Deed Document Number | 1920863 |
| Deed Book / Page | 2613 / 2148 |
| Record Updated | Jun 08, 2026 |
Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $750,063 (-4.67%) Land $525,300 Building $224,763 | $750,063 (-4.67%) Land $525,300 Building $224,763 | |
| 2024 | $6,191.00 (+3.84%) | ||
| 2023 | $5,962.00 (+18.2%) | $786,840 (+40.62%) Land $565,470 Building $221,370 | $786,840 (+40.62%) Land $565,470 Building $221,370 |
| 2022 | $5,044.00 | $559,540 Land $336,810 Building $222,730 | $559,540 Land $336,810 Building $222,730 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879715011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone VE coastal, wave action |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 501 individual NFIP policies nearby |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 501 in force |
| Nearby Flood Claims | 1,356 (1980–2023) |
| Claims Outside the SFHA | 2 of 1,356 |
| Most Recent Claim | Dec 2023, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 324 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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