22965 Watson Rd, Defiance, OH 43512 Property Records

Defiance County property record for 22965 Watson Rd, Defiance, OH 43512

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,005 sqft · built 1990
Lot Size8.13 acres (354,273 sqft)
Owner2 Individual Names on Record
Last Sale$150,000 (Mar 2004)
Tax Bill$3,936 (2025)
Deeds & MortgagesOct 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APNB110003000504

Property Details

APN / Parcel Number

Primary APNB110003000504

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,006 sqft Living Area
Gross Area4,660 sqft
1st Floor Area1,188 sqft
Upper Floors Area594 sqft
AtticAttic
Attic Area224 sqft
Basement Area1,188 sqft
Unfinished Basement1,188 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area354,273 sqft (8.13 acres)
TerrainRolling
Garage TypeAttached - Unfinished
Garage Area675 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area591 sqft
Deck Area200 sqft
Patio Area110 sqft
Pole Barn2,048 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address22965 WATSON RD
CityDEFIANCE
StateOH
Zip43512-8808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 3 SE SE
JurisdictionDEFIANCE OH
Township / Civil DivisionDEFIANCE
Census Block Group3
Census Block3017
Census Tract958700

Owner

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address22965 WATSON RD, DEFIANCE, OH 43512-8808
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 15, 2004 · Amount on Record
Deed SaleMar 15, 2004 · Amount on Record
Prior SaleOct 7, 1999 · Amount on Record
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDEFIANCE OH
Property Address22965 WATSON RD, DEFIANCE, OH 43512-8808
Transaction TypeMortgage
Record UpdatedOct 22, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number422/2519
DateOct 3, 2019
Book Page422/2519
Instrument201900003896
Lender
NameTHE STATE BANK & TRUST CO
TypeBank
AddressDEFIANCE, OH 43512
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueOct 24, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateOhio
CountyDefiance County
County SubdivisionDefiance Township
Unified School DistrictDefiance City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,936.00$100,870 (-) Land $14,690 Building $86,180
2024$3,936.00 (+1.18%)$100,870 (-) Land $14,690 Building $86,180$288,220 (+0.01%) Land $41,980 Building $246,240
2023$3,890.00 (+28.3%)$100,870 (+44.72%) Land $14,690 Building $86,180$288,199 (+44.74%) Land $41,971 Building $246,228
2022$3,032.00$69,700 Land $12,640 Building $57,060
2020$199,120 Land $36,100 Building $163,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 71% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Arthur Mutual Telephone
Fiber
1,000 / 500
Verizon
Fixed Wireless
300 / 20

May also be available: MetaLINK Technologies.

Nearby Properties on Watson Rd

Nearby Streets

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