22730 Watson Rd, Defiance, OH 43512 Property Records

Defiance County property record for 22730 Watson Rd, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,016 sqft · built 1972
Lot Size	4.5 acres (196,107 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Jun 2018)
Tax Bill	$2,687 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B110010000302`

Property Details

APN / Parcel Number

Primary APN	`B110010000302`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,016 sqft Living Area
Gross Area	4,233 sqft
1st Floor Area	1,120 sqft
Upper Floors Area	896 sqft
Basement Area	1,120 sqft
Finished Basement	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	196,107 sqft (4.5 acres)
Garage Type	Attached - Unfinished
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Patio Area	169 sqft
Shed	1 Shed
Shed Area	96 sqft
Pole Barn	936 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	22730 WATSON RD
City	DEFIANCE
State	OH
Zip	43512-8807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 10 PT NW NE
Jurisdiction	DEFIANCE OH
Township / Civil Division	DEFIANCE
Census Block Group	4
Census Block	4009
Census Tract	958900

Owner

22730 Watson Rd is owned and occupied by two individuals who acquired it in February 2021.

Source: Defiance County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22730 WATSON RD, DEFIANCE, OH 43512-8807
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMETOWN EQUITY MORTGAGE
Jun 20, 2018	Warranty Deed, Transfer · Conventional Mortgage THE STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2018 · Amount on File
Deed Sale	Jun 20, 2018 · Amount on File
Deed Document Number	20182672
Deed Book / Page	412 / 2913
Last Transfer Date	Feb 26, 2021
Transfer Doc	436/369
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Feb 26, 2021
Property Address	22730 WATSON RD, DEFIANCE, OH 43512-8807
Document Number	436/369
Book / Page	436 / 369
Instrument Date	Feb 26, 2021
Instrument	202100001017
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22730 WATSON RD, DEFIANCE, OH 43512-8807

Mortgage

Document Number	202100001018
Date	Feb 26, 2021
Instrument	202100001018

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Jun 20, 2018
Property Address	22730 WATSON RD, DEFIANCE, OH 43512-8807
Document Number	412/2913
Book / Page	412 / 2913
Instrument Date	Jun 20, 2018
Instrument	201800002672
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 CARTER RD, DEFIANCE, OH 43512-3537

Mortgage

Document Number	201800002673
Date	Jun 20, 2018
Instrument	201800002673

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 22730 Watson Rd was $2,687.

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Defiance Township
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,687.00	$67,390 (-) Land $10,020 Building $57,370
2024	$2,687.00 (+1.13%)	$67,390 (-) Land $10,020 Building $57,370	$192,540 (%) Land $28,620 Building $163,920
2023	$2,657.00 (+17.05%)	$67,390 (+31.83%) Land $10,020 Building $57,370	$192,542 Land $28,628 Building $163,914
2022	$2,270.00	$51,120 Land $8,820 Building $42,300
2020			$146,050 Land $25,200 Building $120,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22730 Watson Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	8 (1981–2018)
Most Recent Claim	Mar 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22730 Watson Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arthur Mutual Telephone Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: MetaLINK Technologies.

Cell Coverage

5G (outdoors only) and 4G LTE

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