22784 Watson Rd, Defiance, OH 43512 Property Records

Defiance County property record for 22784 Watson Rd, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,600 sqft · built 1978
Lot Size	5 acres (218,105 sqft)
Owner	Individual Name on Record
Tax Bill	$3,214 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`B110010001601`

Property Details

APN / Parcel Number

Primary APN	`B110010001601`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
Gross Area	4,625 sqft
1st Floor Area	1,600 sqft
Basement Area	1,600 sqft
Finished Basement	1,600 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	218,105 sqft (5 acres)
Garage Type	Attached - Unfinished
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Patio Area	204 sqft
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	22784 WATSON RD
City	DEFIANCE
State	OH
Zip	43512-8808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 10 PT NE NE
Jurisdiction	DEFIANCE OH
Township / Civil Division	DEFIANCE
Census Block Group	4
Census Block	4009
Census Tract	958900

Owner

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22784 WATSON RD, DEFIANCE, OH 43512-8808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 29, 2018	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 6, 2024
Transfer Doc	0000001827
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	22784 WATSON RD, DEFIANCE, OH 43512-8808
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	443/752
Date	Oct 15, 2021
Book Page	443/752
Instrument	202100005755

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	22784 WATSON RD, DEFIANCE, OH 43512-8808
Transaction Type	Mortgage
Record Updated	Apr 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	409/2138
Date	Jan 29, 2018
Book Page	409/2138
Instrument	201800000417

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Defiance Township
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,214.00	$82,290 (-) Land $10,710 Building $71,580
2024	$3,214.00 (+1.16%)	$82,290 (-) Land $10,710 Building $71,580	$235,120 (+%) Land $30,610 Building $204,510
2023	$3,177.00 (+17.02%)	$82,290 (+31.94%) Land $10,710 Building $71,580	$235,114 (+31.94%) Land $30,600 Building $204,514
2022	$2,715.00	$62,370 Land $9,390 Building $52,980
2020			$178,200 Land $26,830 Building $151,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	8 (1981–2018)
Most Recent Claim	Mar 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arthur Mutual Telephone Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: MetaLINK Technologies.

Cell Coverage

5G (outdoors only) and 4G LTE

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