22940 Stokes Rd, Ramona, CA 92065 Property Records

San Diego County property record for 22940 Stokes Rd, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,710 sqft · built 2014
Lot Size2.65 acres (115,434 sqft)
OwnerCompany Name on File
Last Sale$688,000 (Nov 2014)
Tax Bill$7,833 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Apr 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN244-142-08-00

Property Details

APN / Parcel Number

Primary APN244-142-08-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,710 sqft Living Area

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Lot Area115,434 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address22940 STOKES RD
CityRAMONA
StateCA
Zip92065-5577
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 20 TR 014371
Legal SubdivisionTRACT ROLLING HILLS ESTATE
Legal Tract014371
Legal Block1
Legal Lot Number20
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1014
Census Tract20807

Owner

Source: San Diego County records · APN 244-142-08-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address22940 STOKES RD, RAMONA, CA 92065-5577
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 05, 2021Deed of Trust, Mortgage · VA Mortgage
SOVEREIGN LENDING GROUP INC
Apr 10, 2020Deed of Trust, Mortgage · VA Mortgage
SOVEREIGN LNDG
Apr 30, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 01, 2019Deed of Trust, Mortgage · VA Mortgage
SOVEREIGN LNDG
Jun 07, 2017Deed of Trust, Mortgage · VA Mortgage
SOVEREIGN LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 24, 2014 · Amount on Record
Deed SaleNov 24, 2014 · Amount on Record
Prior SaleJun 07, 2013 · Amount on Record
Deed Document Number2014512863
Last Transfer DateMar 17, 2020
Transfer Doc0000221328
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address22940 STOKES RD, RAMONA, CA 92065-5577
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address22940 STOKES RD, RAMONA, CA 92065-5577

Mortgage

Document Number0000091450
DateFeb 05, 2021
Instrument2021-0091450
Lender
NameSOVEREIGN LENDING GROUP INC
TypeMortgage Company
AddressCOSTA MESA, CA 92626
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address22940 STOKES RD, RAMONA, CA 92065-5577
Document Number0000200986
Instrument DateApr 10, 2020
Transaction TypeMortgage
Record UpdatedMay 04, 2020
Title CompanyNEXUS TITLE COMPANY, NEXUS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address22940 STOKES RD RAMONA CA 920655577, RAMONA, CA 92065-5577

Mortgage

Document Number0000200986
DateApr 21, 2020
Instrument200986
Lender
NameSOVEREIGN LNDG
AddressCOSTA MESA, CA 92626
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 20, 2050

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateApr 30, 2020
Property Address22940 STOKES RD, RAMONA, CA 92065-5577
Document Number0000221328
Instrument DateMar 17, 2020
Instrument221328
Transaction TypeTransfer
Record UpdatedMay 11, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address22940 STOKES RD RAMONA CA 920655577, RAMONA, CA 92065-5577

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address22940 STOKES RD, RAMONA, CA 92065-5577
Document Number0000292329
Instrument DateJul 01, 2019
Transaction TypeMortgage
Record UpdatedJul 26, 2019
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address22940 STOKES RD RAMONA CA 920655577, RAMONA, CA 92065-5577

Mortgage

Document Number0000292329
DateJul 19, 2019
Instrument292329
Lender
NameSOVEREIGN LNDG
AddressCOSTA MESA, CA 92626
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 18, 2049

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address22940 STOKES RD, RAMONA, CA 92065-5577
Document Number0000275484
Instrument DateJun 07, 2017
Transaction TypeMortgage
Record UpdatedJun 27, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address22940 STOKES RD RAMONA CA 920655577, RAMONA, CA 92065-5577

Mortgage

Document Number0000275484
DateJun 20, 2017
Instrument275484
Lender
NameSOVEREIGN LNDG
AddressCOSTA MESA, CA 92626
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 19, 2047
Interest
Rate TypeAdjustable Rate
Rate1.87%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$909,389 (+2%) Land $245,174 Building $664,215
2025$7,833.00 (+5.75%)$891,559 (+4.04%) Land $240,367 Building $651,192
2023$7,407.00 (-2.15%)$856,940 Land $231,034 Building $625,906
2022$7,570.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies11 in force
11 of 11 on primary residences
Nearby Flood Claims1 (1993)
Most Recent ClaimJan 1993, alluvial fan flooding, Severe Winter Storm, Mud & Land Slides, & Flooding

Wildfire

Wildfire RiskExtreme
above 98% of the US · above 88% of California
Wildfire LikelihoodAbout 1 in 33 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Stokes Rd

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