22904 Stokes Rd, Ramona, CA 92065 Property Records

San Diego County property record for 22904 Stokes Rd, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,409 sqft · built 2015
Lot Size4.03 acres (175,982 sqft)
OwnerCompany Name on File
Last Sale$620,000 (Apr 2015)
Tax Bill$8,094 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN244-142-05-00

Property Details

APN / Parcel Number

Primary APN244-142-05-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,409 sqft Living Area

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Lot Area175,982 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address22904 STOKES RD
CityRAMONA
StateCA
Zip92065-5577
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 17 TR 014371
Legal SubdivisionTRACT ROLLING HILLS ESTATE
Legal Tract014371
Legal Block1
Legal Lot Number17
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1013
Census Tract20807

Owner

Source: San Diego County records · APN 244-142-05-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address22904 STOKES RD, RAMONA, CA 92065-5577
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 28, 2015 · Amount on Record
Deed SaleApr 28, 2015 · Amount on Record
Prior SaleJun 07, 2013 · Amount on Record
Deed Document Number2015206333
Last Transfer DateFeb 11, 2016
Transfer Doc0000090763
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address22904 STOKES RD, RAMONA, CA 92065-5577
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanyTICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000389250
DateJul 20, 2020
Instrument2020-0389250
Lender
NameONEWEST BANK FSB
TypeBank
AddressPASADENA, CA 91103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$760,015 (+2%) Land $275,820 Building $484,195
2025$8,094.00 (+6.81%) Homeowner's exemption$745,113 (+4.04%) Land $270,412 Building $474,701
2023$7,578.00 (-0.98%) Homeowner's exemption$716,181 Land $259,912 Building $456,269
2022$7,653.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims1 (1993)
Most Recent ClaimJan 1993, alluvial fan flooding, Severe Winter Storm, Mud & Land Slides, & Flooding

Wildfire

Wildfire RiskExtreme
above 99% of the US · above 92% of California
Wildfire LikelihoodAbout 1 in 30 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
VerizonFixed Wireless300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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