22916 Stokes Rd, Ramona, CA 92065 Property Records

San Diego County property record for 22916 Stokes Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,579 sqft · built 2015
Lot Size	2.2 acres (95,832 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Jul 2015)
Tax Bill	$8,382 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Nov 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`244-142-06-00`

Property Details

APN / Parcel Number

Primary APN	`244-142-06-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,579 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	95,832 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	22916 STOKES RD
City	RAMONA
State	CA
Zip	92065-5577
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 18 TR 014371
Legal Subdivision	RAMONA 4844-1
Legal Tract	014371
Legal Block	1
Legal Lot Number	18
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1013
Census Tract	20807

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22916 STOKES RD, RAMONA, CA 92065-5577
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE
Nov 14, 2017	Deed of Trust, Mortgage · Line of Credit COMPASS BANK
Aug 27, 2018	Deed of Trust, Mortgage · Line of Credit COMPASS BANK
Jul 2, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2015 · Amount on Record
Deed Sale	Jul 28, 2015 · Amount on Record
Prior Sale	Jun 7, 2013 · Amount on Record
Deed Document Number	2015397227
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	22916 STOKES RD, RAMONA, CA 92065-5577
Transaction Type	Mortgage
Record Updated	Oct 26, 2023
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22916 STOKES RD, RAMONA, CA 92065-5577

Mortgage

Document Number	0000282738
Date	Oct 17, 2023
Instrument	2023-0282738

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	22916 STOKES RD, RAMONA, CA 92065-5577
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000529804
Date	Nov 14, 2017
Instrument	2017-0529804

Lender

Name	COMPASS BANK
Type	Bank
Address	SAN DIEGO, CA 92126

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Oct 30, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	22916 STOKES RD, RAMONA, CA 92065-5577
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000352647
Date	Aug 27, 2018
Instrument	2018-0352647

Lender

Name	COMPASS BANK
Type	Bank
Address	SAN DIEGO, CA 92126

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	22916 STOKES RD, RAMONA, CA 92065-5577
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22916 STOKES RD, RAMONA, CA 92065-5577

Mortgage

Document Number	0000479982
Date	Jul 2, 2021
Instrument	2021-0479982

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Nov 1, 2046

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	22916 STOKES RD, RAMONA, CA 92065-5577
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	PREMIUM TITLE INC, PREMIUM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22916 STOKES RD, RAMONA, CA 92065-5577

Mortgage

Document Number	0000112737
Date	Mar 14, 2022
Instrument	2022-0112737

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$791,626 (+2%) Land $221,709 Building $569,917
2025	$8,382.00 (+8.17%) Homeowner's exemption	$776,105 (+5.43%) Land $217,362 Building $558,743
2023	$7,749.00 (-0.92%) Homeowner's exemption	$736,166 Land $199,118 Building $537,048
2022	$7,821.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.6% of the US · above 87% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stokes Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures