San Diego County property record for 22963 Stokes Rd, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,440 sqft · built 2008 |
| Lot Size | 4.25 acres (185,130 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $785,000 (Jul 2016) |
| Tax Bill | $10,310 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 244-141-05-00 |
| Primary APN | 244-141-05-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,440 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Lot Area | 185,130 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 22963 STOKES RD |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-5579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | LOT 11 TR 014371 |
| Legal Subdivision | SAN DIEGO 4844-1 |
| Legal Tract | 014371 |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 20807 |
Source: San Diego County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 22963 STOKES RD, RAMONA, CA 92065-5579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jun 16, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2016 · Amount on Record |
| Deed Sale | Jul 13, 2016 · Amount on Record |
| Prior Sale | May 14, 2014 · Amount on Record |
| Deed Document Number | 2016350685 |
| Last Transfer Date | Mar 26, 2021 |
| Transfer Doc | 0000442007 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 22963 STOKES RD, RAMONA, CA 92065-5579 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2022 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 22963 STOKES RD, RAMONA, CA 92065-5579 |
| Document Number | 0000355797 |
|---|---|
| Date | Sep 8, 2022 |
| Instrument | 2022-0355797 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 16, 2021 |
| Property Address | 22963 STOKES RD, RAMONA, CA 92065-5579 |
| Document Number | 0000442007 |
| Map Reference | MAP 14371 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 2021-0442007 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22963 STOKES RD, RAMONA, CA 92065-5579 |
| Document Number | 0000442008 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 2021-0442008 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $973,438 (+2%) Land $485,794 Building $487,644 | |
| 2025 | $10,310.00 (+0.17%) Homeowner's exemption | $954,352 (+4.04%) Land $476,269 Building $478,083 |
| 2024 | $10,293.00 (+6.08%) | |
| 2023 | $9,703.00 (-0.45%) Homeowner's exemption | $917,295 Land $457,776 Building $459,519 |
| 2022 | $9,747.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 98.1% of the US · above 89% of California |
|---|---|
| Wildfire Likelihood | 3% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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