229 Rustic Cir, White Lake, MI 48386 Property Records

Oakland County property record for 229 Rustic Cir, White Lake, MI 48386

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,173 sqft · built 1927
Lot Size	0.313 acres (13,634 sqft)
Owner	Individual Name on Record
Last Sale	$187,610 (Jan 2026)
Tax Bill	$1,645 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Dec 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`Y-12-26-256-008`

Property Details

APN / Parcel Number

Primary APN	`Y-12-26-256-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,173 sqft Living Area
1st Floor Area	816 sqft
Basement Area	714 sqft
Unfinished Basement	714 sqft
Game Room	Game Room

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1991
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	13,634 sqft (0.313 acres)
Lot Dimensions	113 ft deep x 80 ft wide
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	229 RUSTIC CIR
City	WHITE LAKE
State	MI
Zip	48386-3041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1D
Legal Description	T3N, R8E, SEC 26 CEDAR CREST SUB NO 4 LOTS 396 & 397
Legal Range	08E
Legal Township	03N
Legal Section	26
Legal Subdivision	CEDAR CREST SUB
Legal Lot Number	396-397
Jurisdiction	OAKLAND MI
Township / Civil Division	WHITE LAKE
Census Block Group	3
Census Block	3003
Census Tract	130600

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	229 RUSTIC CIR, WHITE LAKE, MI 48386-3041
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Warranty Deed, Transfer · Conventional Mortgage SWIFT HOME LOANS INC
Dec 13, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2026 · Amount on Record
Deed Sale	Jan 27, 2026 · Amount on Record
Prior Sale	Jan 25, 1999
Deed Document Number	202611508
Deed Book / Page	60901 / 513
Prior Transfer Date	Nov 26, 2019
Prior Transfer Doc	0000208527
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 27, 2026
Property Address	229 RUSTIC CIR, WHITE LAKE, MI 48386-3041
Document Number	20260011508
Book / Page	60901 / 513
Instrument Date	Jan 16, 2026
Instrument	20260011508
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Amount	Amount Recorded
Tax	$1,410.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6055 CARROLL LAKE RD, COMMERCE TOWNSHIP, MI 48382-3136

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 RUSTIC CIR, WHITE LAKE, MI 48386-3041

Mortgage

Document Number	0060888299
Date	Jan 27, 2026
Instrument	60888/299

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Mortgage

Document Number	20260009166
Date	Jan 21, 2026
Book Page	60888/299
Instrument	20260009166

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 13, 2019
Property Address	229 RUSTIC CIR, WHITE LAKE, MI 48386-3041
Document Number	0000208527
Book / Page	053606 / 000540
Instrument Date	Nov 26, 2019
Instrument	208527
Transaction Type	Transfer
Record Updated	Feb 6, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6055 CARROLL LAKE RD COMMERCE TOWNSHIP MI 483823136, COMMERCE TOWNSHIP, MI 48382-3136

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	White Lake Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,645.00 (-29.19%)	$97,670 (+10.85%)	$195,340 (+10.85%)
2024	$2,323.00 (+18.58%)
2023		$88,110	$176,220
2021	$1,959.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	May 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE LAKE TOWNSHIP serves 6,619 people · EPA ID MI0007065
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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