219 Rustic Cir, White Lake, MI 48386 Property Records

Oakland County property record for 219 Rustic Cir, White Lake, MI 48386

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 616 sqft · built 1942
Lot Size	0.188 acres (8,189 sqft)
Owner	Company Name on File
Last Sale	$55,000 (Oct 2020)
Tax Bill	$1,843 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`Y-12-26-256-050`

Property Details

APN / Parcel Number

Primary APN	`Y-12-26-256-050`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	616 sqft Living Area
1st Floor Area	616 sqft
Basement Area	616 sqft
Unfinished Basement	616 sqft
Game Room	Game Room

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,189 sqft (0.188 acres)
Lot Dimensions	109 ft deep x 50 ft wide
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	219 RUSTIC CIR
City	WHITE LAKE
State	MI
Zip	48386-3041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1D
Legal Description	T3N, R8E, SEC 26 CEDAR CREST SUB NO 4 LOT 399, ALSO S 10 FT OF LOT 400 5/6/87 FR 041
Legal Range	08E
Legal Township	03N
Legal Section	26
Legal Subdivision	CEDAR CREST SUB
Legal Lot Number	399
Jurisdiction	OAKLAND MI
Township / Civil Division	WHITE LAKE
Census Block Group	3
Census Block	3003
Census Tract	130600

Owner

219 Rustic Cir is owned by a company that bought it in October 2020.

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	300 HICKORY NUT DR, WATERFORD, MI 48327-2824
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Deed of Trust, Mortgage · Commercial Mortgage KIAVI FUNDING INC
Oct 30, 2020	Warranty Deed, Transfer SSMS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2020 · Amount on File
Deed Sale	Oct 30, 2020 · Amount on File
Prior Sale	Feb 20, 2001
Deed Document Number	2020226789
Deed Book / Page	55089 / 37
Prior Transfer Date	Feb 21, 2006
Prior Transfer Doc	0000051836
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	219 RUSTIC CIR, WHITE LAKE, MI 48386-3041
Transaction Type	Mortgage
Record Updated	Sep 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 HICKORY NUT DR, WATERFORD, MI 48327-2824

Mortgage

Document Number	0000419869
Date	Jul 25, 2022
Book Page	57981/624
Instrument	419869

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	PITTSBURGH, PA 15212

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 30, 2020
Property Address	219 RUSTIC CIR, WHITE LAKE, MI 48386-3041
Document Number	0000226789
Book / Page	055089 / 000037
Instrument Date	Oct 27, 2020
Instrument	226789
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$473.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	300 HICKORY NUT DR WATERFORD MI 483272824, WATERFORD, MI 48327-2824

Mortgage

Document Number	226790
Date	Oct 30, 2020
Book Page	055089/000039
Instrument	226790

Lender

Name	SSMS LLC
Address	1595 JOHN PAUL CT, OXFORD, MI 48371-4469

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 219 Rustic Cir was $1,843, down 28.5% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	White Lake Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,843.00 (-28.45%)	$60,260	$120,520
2024	$2,576.00
2023		$53,520	$107,040
2021	$2,371.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 219 Rustic Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	May 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 219 Rustic Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE LAKE TOWNSHIP serves 6,619 people · EPA ID MI0007065
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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