210 Rustic Cir, White Lake, MI 48386 Property Records

Oakland County property record for 210 Rustic Cir, White Lake, MI 48386

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,289 sqft · built 1953
Lot Size	0.308 acres (13,416 sqft)
Owner	Individual Name on Record
Tax Bill	$790 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`Y-12-26-252-016`

Property Details

APN / Parcel Number

Primary APN	`Y-12-26-252-016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,289 sqft Living Area
1st Floor Area	1,289 sqft
Basement Area	1,289 sqft
Unfinished Basement	1,289 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Block
Construction Type	Concrete Block
Foundation Type	No Foundation
Lot Area	13,416 sqft (0.308 acres)
Lot Dimensions	124 ft deep x 60 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	27 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	210 RUSTIC CIR
City	WHITE LAKE
State	MI
Zip	48386-3050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1D
Legal Description	T3N, R8E, SEC 26 CEDAR CREST SUB NO 4 LOTS 411, 412 & N 1/2 OF LOT 413
Legal Range	08E
Legal Township	03N
Legal Section	26
Legal Subdivision	CEDAR CREST SUB
Legal Lot Number	411-413
Jurisdiction	OAKLAND MI
Township / Civil Division	WHITE LAKE
Census Block Group	3
Census Block	3001
Census Tract	130600

Owner

Source: Oakland County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	210 RUSTIC CIR, WHITE LAKE, MI 48386-3050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD DEV INC
Sep 14, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2002
Deed Sale	Apr 5, 2002
Prior Sale	Mar 18, 1999
Last Transfer Date	Aug 27, 2018
Transfer Doc	0000151608
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Aug 7, 2026
Property Address	210 RUSTIC CIR, WHITE LAKE, MI 48386-3050
Document Number	0000118229
Book / Page	61440 / 318
Instrument Date	Jul 15, 2026
Instrument	2026118229
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 RUSTIC CIR, WHITE LAKE, MI 48386-3050

Mortgage

Document Number	0000118229,
Date	Aug 7, 2026
Book Page	61440/318
Instrument	2026118229

Lender

Name	NEIGHBORHOOD DEV INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.47%
Max Rate	-1%

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Sep 14, 2018
Property Address	210 RUSTIC CIR, WHITE LAKE, MI 48386-3050
Document Number	0000151608
Book / Page	52183 / 00653
Map Reference	LB 35 PG 38&38A-38C
Instrument Date	Aug 27, 2018
Instrument	151608
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	FIRST AMERICAN MORTGAGE SOLU

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 RUSTIC CIR, WHITE LAKE, MI 48386-3050

Mortgage

Document Number	0000151609
Date	Sep 14, 2018
Instrument	151609

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2033

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	White Lake Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$790.00 (-45.78%) Homeowner's exemption	$92,130 (+9.68%)	$184,260 (+9.68%)
2024	$1,457.00 (+13.74%)
2023		$84,000	$168,000
2021	$1,281.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	May 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE LAKE TOWNSHIP serves 6,619 people · EPA ID MI0007065
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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