Oakland County property record for 197 Rustic Cir, White Lake, MI 48386
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,176 sqft · built 1991 |
| Lot Size | 0.255 acres (11,108 sqft) |
| Owner | Company Name on Record |
| Last Sale | $55,100 (Apr 2009) |
| Tax Bill | $2,028 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | Y-12-26-256-049 |
| Primary APN | Y-12-26-256-049 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 1,176 sqft |
| Unfinished Basement | 1,176 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 11,108 sqft (0.255 acres) |
| Lot Dimensions | 106 ft deep x 70 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | 296 sqft |
| Patio Area | 296 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 197 RUSTIC CIR |
|---|---|
| City | WHITE LAKE |
| State | MI |
| Zip | 48386-2774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1D |
| Legal Description | T3N, R8E, SEC 26 CEDAR CREST SUB NO 4 N 30 FT OF LOT 400, ALSO ALL OF LOT 401 5/6/87 FR 040 & 041 |
| Legal Range | 08E |
| Legal Township | 03N |
| Legal Section | 26 |
| Legal Subdivision | CEDAR CREST SUB |
| Legal Lot Number | 400 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | WHITE LAKE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 130600 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1980 UNION LAKE RD, COMMERCE TOWNSHIP, MI 48382-2249 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2009 · Amount on Record |
| Deed Sale | Apr 24, 2009 · Amount on Record |
| Prior Sale | Jul 23, 2008 · Amount on Record |
| Deed Document Number | 200979165 |
| Deed Book / Page | 41103 / 238 |
| Record Updated | Oct 29, 2026 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | White Lake Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,028.00 (-27.91%) | $121,730 (+14.2%) | $243,460 (+14.2%) |
| 2024 | $2,813.00 (+18.79%) | ||
| 2023 | $106,590 | $213,180 | |
| 2021 | $2,368.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | May 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE LAKE TOWNSHIP serves 6,619 people · EPA ID MI0007065 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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