229 E Main St, Elkton, MD 21921 Property Records

Cecil County property record for 229 E Main St, Elkton, MD 21921

Property Summary

Property Type	Office Building
Details	1.5 ba · 3,010 sqft · built 1888
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on Record
Last Sale	$187,500 (Feb 2018)
Tax Bill	$3,109 (2026)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-058522`

Property Details

APN / Parcel Number

Primary APN	`03-058522`
Alternative APNs	`3058522` `058522`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,010 sqft Total Area
1st Floor Area	3,010 sqft
Basement Area	792 sqft
Unfinished Basement	792 sqft

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Exterior Material	Brick
Construction Type	Frame
Fire Resistance	Wood or Wood & Steel Frame
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Porch	Open Porch
Porch Area	200 sqft
Deck Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	058522
Street Address	229 E MAIN ST
City	ELKTON
State	MD
Zip	21921-5717
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	RO
Legal Description	.1377 ACRE 229 EAST MAIN STREET ELKTON
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	2
Census Block	2007
Census Tract	30400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	229 E MAIN ST, ELKTON, MD 21921-5717
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2018 · Amount on Record
Deed Sale	Feb 8, 2018 · Amount on Record
Prior Sale	Mar 5, 2002 · Amount on Record
Deed Book / Page	4200 / 195
Record Updated	Oct 29, 2026

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Feb 8, 2018
Property Address	229 E MAIN ST, ELKTON, MD 21921-5717
Document Number	0042000195
Book / Page	004200 / 000195
Instrument Date	Jan 31, 2018
Transaction Type	Transfer
Record Updated	Mar 6, 2018
Title Company	KIRSH TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	224 E MAIN ST ELKTON MD 219215790, ELKTON, MD 21921-5790

Mortgage

Document Number	42000199
Date	Feb 8, 2018
Book Page	004200/000199

Lender

Name	ERIC A FISHER
Address	2207 OXYEYE RD, BALTIMORE, MD 21209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,109.00 (+0.61%)	$180,767 (+2.42%)	$182,900 (+3.63%) Land $81,000 Building $101,900
2025	$3,090.00 (+0.62%)
2023	$3,071.00	$176,500 Land $81,000 Building $95,500	$176,500 Land $81,000 Building $95,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1978–1999)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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