230 E Main St, Elkton, MD 21921 Property Records

Cecil County property record for 230 E Main St, Elkton, MD 21921 · Last verified August 2026

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	2 ba · 4,144 sqft · built 1898
Lot Size	0.227 acres (9,900 sqft)
Owner	Company Name on File
Last Sale	$160,000 (Jul 2022)
Tax Bill	$3,362 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Aug 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-038688`

Property Details

APN / Parcel Number

Primary APN	`03-038688`
Alternative APNs	`3038688` `038688`

Interior

Full Baths	2 Baths
Stories	3 Stories
Building Area	4,144 sqft Total Area

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Exterior Material	Siding
Roof Material	Metal
Lot Area	9,900 sqft (0.227 acres)
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	576 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	038688
Street Address	230 E MAIN ST
City	ELKTON
State	MD
Zip	21921-5716
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	.227 ACRE 230 EAST MAIN STREET ELKTON
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	4
Census Block	4001
Census Tract	30400

Owner

Source: Cecil County records · APN 03-038688

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	8 THE GRN, B, DOVER, DE 19901-3618
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage NEW FED MORTGAGE CORP
Aug 14, 2023	Intrafamily Transfer, Transfer WOODEN TITLE AND ESCROW, WOLFE TITLE & ESCROW LLC
Aug 01, 2023	Deed, Transfer · Conventional Mortgage NEW FED MORTGAGE CORP
Jul 25, 2022	Deed, Transfer · Conventional Mortgage SHALLCROSS MORTGAGE COMPANY INC
Dec 13, 2017	Grant Deed, Transfer ATTORNEY ONLY
Aug 28, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 25, 2022 · Amount on Record
Deed Sale	Jul 25, 2022 · Amount on Record
Prior Sale	Dec 13, 2017 · Amount on Record
Deed Book / Page	5205 / 349
Last Transfer Date	Aug 10, 2023
Transfer Doc	0053600039
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	230 E MAIN ST, ELKTON, MD 21921-5716
Transaction Type	Mortgage
Record Updated	Nov 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2285 PLEASANT VALLEY RD, NEWARK, DE 19702-2105

Mortgage

Document Number	0053880293
Date	Oct 20, 2023
Book Page	5388/293

Lender

Name	NEW FED MORTGAGE CORP
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 01, 2053
Prepayment Penalty	24 Months

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CECIL MD
Recording Date	Aug 14, 2023
Property Address	230 E MAIN ST, ELKTON, MD 21921-5716
Document Number	0053600039
Book / Page	5360 / 39
Instrument Date	Aug 10, 2023
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	WOODEN TITLE AND ESCROW, WOLFE TITLE & ESCROW LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 THE GRN # B, B, DOVER, DE 19901-3618

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Aug 01, 2023
Property Address	230 E MAIN ST, ELKTON, MD 21921-5716
Document Number	0053540480
Book / Page	5354 / 480
Instrument Date	Jul 27, 2023
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	WOODEN TITLE AND ESCROW, WOLFE TITLE & ESCROW LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2285 PLEASANT VALLEY RD, NEWARK, DE 19702-2105

Mortgage

Document Number	0053540483
Date	Aug 01, 2023
Instrument	5354-0483

Lender

Name	NEW FED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jul 25, 2022
Property Address	230 E MAIN ST, ELKTON, MD 21921-5716
Document Number	0052050349
Book / Page	5205 / 349
Instrument Date	Jun 24, 2022
Transaction Type	Transfer
Record Updated	Aug 01, 2022
Title Company	ARDENT TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 THE GRN # B, B, DOVER, DE 19901-3618

Mortgage

Document Number	0052050355
Date	Jul 25, 2022
Book Page	5205/355

Lender

Name	SHALLCROSS MORTGAGE COMPANY INC
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jun 24, 2023

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Dec 13, 2017
Property Address	230 E MAIN ST, ELKTON, MD 21921-5716
Document Number	0041750415
Book / Page	004175 / 000415
Instrument Date	Nov 29, 2017
Transaction Type	Transfer
Record Updated	Jan 03, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$56.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2043 PULASKI HWY NEWARK DE 197023503, NEWARK, DE 19702-3503

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Aug 28, 2017
Property Address	230 E MAIN ST, ELKTON, MD 21921-5716
Document Number	0041220465
Book / Page	004122 / 000465
Instrument Date	Jul 16, 2017
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$177.00
Amount Accuracy	Confirmed
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	ONE SEAHAWK DR N ONE SEAHAWK D NORTH EAST MD 21901, NORTH EAST, MD 21901

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,833 (+3.84%)	$209,300 (-) Land $94,600 Building $114,700
2025	$3,362.00 (+4.28%)	$194,367 (+4.87%)	$209,300 (+11.99%) Land $94,600 Building $114,700
2023	$3,224.00 (+55.82%)	$185,333 (+0.85%)	$186,900 (-) Land $94,600 Building $92,300
2022	$2,069.00	$183,767	$186,900 Land $94,600 Building $92,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240150304004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	7 in force
Nearby Flood Claims	48 (1978–2021)
Claims Outside the SFHA	27 of 48
Most Recent Claim	Sep 2021, river or lake flooding
Claims By Storm	Hurricane Irene, Aug 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 86 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

May also be available at this address: Verizon, T-Mobile USA, IQ Fiber Intermediate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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