228 E Main St, Elkton, MD 21921 Property Records

Cecil County property record for 228 E Main St, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,352 sqft · built 1935
Lot Size	0.11 acres (4,791 sqft)
Owner	Company Name on Record
Last Sale	$350,000 (Feb 2026)
Tax Bill	$3,649 (2026)
Deeds & Mortgages	Feb 2026 Sale Feb 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-048276`

Property Details

APN / Parcel Number

Primary APN	`03-048276`
Alternative APNs	`3048276` `048276`

Interior

Full Baths	3 Baths
Stories	3 Stories
Building Area	2,352 sqft Total Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,791 sqft (0.11 acres)
Porch	Slab
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	048276
Street Address	228 E MAIN ST
City	ELKTON
State	MD
Zip	21921-5788
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Description	.11 ACRE 228 EAST MAIN STREET ELKTON
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	4
Census Block	4001
Census Tract	30400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	437 S MAIN ST, BEL AIR, MD 21014-3919
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed, Transfer UNKNOWN, CERTIFIED TITLE CORPORATION
Feb 3, 2020	Grant Deed, Transfer KIRSH TITLE SERVICES, KIRSH TITLE SVCS
Oct 22, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2026 · Amount on Record
Deed Sale	Feb 10, 2026 · Amount on Record
Prior Sale	Feb 3, 2020 · Amount on Record
Deed Book / Page	5739 / 280
Prior Transfer Date	Jun 6, 2019
Prior Transfer Doc	0044870079
Record Updated	Oct 29, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Feb 10, 2026
Property Address	228 E MAIN ST, ELKTON, MD 21921-5788
Document Number	0057390280
Book / Page	5739 / 280
Instrument Date	Jan 23, 2026
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	UNKNOWN, CERTIFIED TITLE CORPORATION

Transaction

Amount	Amount Recorded
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 S MAIN ST, BEL AIR, MD 21014-3919

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Feb 3, 2020
Property Address	228 E MAIN ST, ELKTON, MD 21921-5788
Document Number	0045430343
Book / Page	004543 / 000343
Instrument Date	Jan 21, 2020
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	KIRSH TITLE SERVICES, KIRSH TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$142.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	36 STARDUST DR NEWARK DE 197024742, NEWARK, DE 19702-4742

October 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CECIL MD
Recording Date	Oct 22, 2019
Property Address	228 E MAIN ST, ELKTON, MD 21921-5788
Document Number	0044870079
Book / Page	004487 / 000079
Instrument Date	Mar 29, 2019
Transaction Type	Foreclosure
Record Updated	Nov 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$147.06
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	228 E MAIN ST #A ELKTON MD 219215788, A, ELKTON, MD 21921-5788
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,649.00 (+4.17%)	$212,167 (+4.76%)	$221,800 (-) Land $61,500 Building $160,300
2025	$3,503.00 (+6.18%)	$202,533 (+6.82%)	$221,800 (+14.98%) Land $61,500 Building $160,300
2023	$3,299.00	$189,600	$192,900 Land $61,500 Building $131,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	48 (1978–2021)
Claims Outside the SFHA	27 of 48
Most Recent Claim	Sep 2021 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber, T-Mobile, Verizon.

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