Cecil County property record for 224 E Main St, Elkton, MD 21921 · Last verified August 2026
| Property Type | Office Building |
|---|---|
| Details | 5,560 sqft · built 1900 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Company Name on File |
| Last Sale | $320,000 (Dec 2004) |
| Tax Bill | $7,305 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-044319 |
| Primary APN | 03-044319 |
|---|---|
| Alternative APNs |
|
| Units | 10 Units |
|---|---|
| Stories | 3 Stories |
| Building Area | 5,560 sqft Total Area |
| 1st Floor Area | 12,248 sqft |
| Basement Area | 1,256 sqft |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Porch | Slab |
| Porch Area | 456 sqft |
| Loading Dock | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 044319 |
|---|---|
| Street Address | 224 E MAIN ST |
| City | ELKTON |
| State | MD |
| Zip | 21921-5790 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Legal Description | .3 ACRE 224 EAST MAIN STREET ELKTON |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 3, ELKTON |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 30400 |
Source: Cecil County records · APN 03-044319
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 224 E MAIN ST, ELKTON, MD 21921-5790 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 22, 2021 | Deed of Trust, Mortgage · Commercial Mortgage HARFORD BANK |
| Aug 30, 2022 | Deed of Trust, Mortgage · Unknown HARFORD BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 29, 2004 · Amount on Record |
| Deed Sale | Dec 29, 2004 · Amount on Record |
| Prior Sale | Jan 02, 1984 · Amount on Record |
| Deed Document Number | 2004266681 |
| Deed Book / Page | 1807 / 349 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 224 E MAIN ST, ELKTON, MD 21921-5790 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0049160479 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 4916/479 |
| Name | HARFORD BANK |
|---|---|
| Type | Bank |
| Address | ABERDEEN, MD 21001 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 224 E MAIN ST, ELKTON, MD 21921-5790 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0052240251 |
|---|---|
| Date | Aug 30, 2022 |
| Book Page | 5224/251 |
| Name | HARFORD BANK |
|---|---|
| Type | Bank |
| Address | ABERDEEN, MD 21001 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Municipality | Elkton Town |
| Unified School District | Cecil County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $481,700 (+32.74%) | $541,100 (+49.1%) Land $105,700 Building $435,400 | |
| 2025 | $7,305.00 (+15.7%) | ||
| 2023 | $6,314.00 | $362,900 Land $105,700 Building $257,200 | $362,900 Land $105,700 Building $257,200 |
Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240150304004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 48 (1978–2021) |
| Claims Outside the SFHA | 27 of 48 |
| Most Recent Claim | Sep 2021, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 7% of the US · above 15% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Listed Area | Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 77 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, T-Mobile USA, Talkie Communications, IQ Fiber Intermediate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.
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