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229 2nd Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 229 2nd Rd, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,709 sqft · built 1958
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on Record
Last Sale$390,000 (Aug 2021)
Tax Bill$832 (2024)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN00475560-000000

Property Details

APN / Parcel Number

Primary APN00475560-000000
Alternative APN
  • 1582689

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,709 sqft Living Area
1st Floor Area1,709 sqft
FlooringTerrazzo
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1994
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchFlorida Room
Porch Area144 sqft
Deck Area156 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1582689
Street Address229 2ND RD
CityKEY LARGO
StateFL
Zip33037-4835
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU-1
Legal DescriptionBK 8 LT 16 LARGO SOUND VILLAGE PB4-92 KEY LARGO OR570-379 OR758-1857 OR799-773 OR913-2388 OR959-215 OR1312-751 OR1656-60 OR1735-1853 OR2707-2244 OR2831-2400 OR3118-1759
Legal Range39E
Legal Township61S
Legal Section11
Legal SubdivisionLARGO SOUND VILLAGE
Legal Block8
Legal Lot Number16
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1037
Census Tract972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address229 2ND RD, KEY LARGO, FL 33037-4835
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2021 · Amount on Record
Deed SaleAug 10, 2021 · Amount on Record
Prior SaleDec 23, 2016 · Amount on Record
Deed Document Number20212334516
Deed Book / Page3118 / 1759
Record UpdatedJun 8, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateAug 10, 2021
Property Address229 2ND RD, KEY LARGO, FL 33037-4835
Document Number0031181759
Book / Page3118 / 1759
Map ReferenceMB 4 PG 92
Instrument DateAug 9, 2021
Instrument2334516
Transaction TypeTransfer
Record UpdatedAug 26, 2021
Title CompanyTITLE AMERICAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,730.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address33305 SW 210TH AVE, 33305, HOMESTEAD, FL 33034-1222

Transferred To (Grantee/Buyer)

NameVerified Name
Address229 2ND RD, KEY LARGO, FL 33037-4835

Mortgage

Document Number31181761
DateAug 10, 2021
Instrument3118/1761
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$514,648 (-0.47%) Land $312,000 Building $202,648$514,648 (-0.47%) Land $312,000 Building $202,648
2024$832.00 (-82.6%)
2023$4,781.00 (+12.71%)$517,094 (+13.1%) Land $330,000 Building $187,094$517,094 (+13.1%) Land $330,000 Building $187,094
2022$4,242.00$457,215 Land $270,000 Building $187,215$457,215 Land $270,000 Building $187,215

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 225 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies225 in force
Nearby Flood Claims29 (2017–2023)
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: T-Mobile.

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