222 2nd Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 222 2nd Rd, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,862 sqft · built 1974
Lot Size	0.174 acres (7,575 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Jul 2026)
Tax Bill	$5,853 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00475760-000000`

Property Details

APN / Parcel Number

Primary APN	`00475760-000000`
Alternative APNs	`11613900475760000000` `1582883`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,862 sqft Living Area
1st Floor Area	1,862 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2008
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,575 sqft (0.174 acres)
Garage Type	Attached
Garage Area	475 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Florida Room
Porch Area	306 sqft
Patio Area	1,483 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1582883
Street Address	222 2ND RD
City	KEY LARGO
State	FL
Zip	33037-4832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1
Legal Description	BK 9 LT 12 LARGO SOUND VILLAGE KEY LARGO PB4-92 OR551-333 OR671-474 OR1041-807 OR1207-738 OR1437-503/04 OR2842-411Q/C OR3223-1374
Legal Range	39E
Legal Township	61S
Legal Section	11
Legal Subdivision	LARGO SOUND VILLAGE
Legal Block	9
Legal Lot Number	12
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1029
Census Tract	972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	222 2ND RD, KEY LARGO, FL 33037-4832
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK
May 2, 2023	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 7, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2026 · Amount on Record
Deed Sale	Jul 30, 2026 · Amount on Record
Prior Sale	May 2, 2023 · Amount on Record
Deed Document Number	20262554242
Deed Book / Page	3395 / 210
Prior Transfer Date	Jan 19, 2017
Prior Transfer Doc	0028420411
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 30, 2026
Property Address	222 2ND RD, KEY LARGO, FL 33037-4832
Document Number	0002554242
Book / Page	3395 / 210
Instrument Date	Jul 30, 2026
Instrument	20262554242
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	CORAL REEF TITLE COMPANY, CORAL REEF TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 2ND RD, KEY LARGO, FL 33037-4832

Mortgage

Document Number	0002554243,
Date	Jul 30, 2026
Instrument	20262554243

Lender

Name	SOUTH STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE FL
Recording Date	May 2, 2023
Property Address	222 2ND RD, KEY LARGO, FL 33037-4832
Document Number	0032231374
Book / Page	3223 / 1374
Map Reference	MB 4 PG 92
Instrument Date	May 2, 2023
Instrument	2416343
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	CORAL REEF TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,005.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 MIMOSA CT W, HOMOSASSA, FL 34446-5315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 E 42ND ST, HIALEAH, FL 33013-2243
Investor	Possibly a Property Investor

Mortgage

Document Number	0032231376
Date	May 2, 2023
Instrument	3223/1376

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Mar 7, 2017
Property Address	222 2ND RD, KEY LARGO, FL 33037-4832
Document Number	0028420411
Book / Page	002842 / 000411
Instrument Date	Feb 19, 2017
Instrument	2113034
Transaction Type	Transfer
Record Updated	May 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	222 2ND RD KEY LARGO FL 330374832, KEY LARGO, FL 33037-4832

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,853.00 (-3.42%)	$621,431 (+254.83%) Land $338,754 Building $282,677	$621,431 (+9.07%) Land $338,754 Building $282,677
2024	$6,060.00 (+263.53%)
2023	$1,667.00 (+4.32%)	$175,137 (+3%)	$569,780 (+20.44%) Land $358,298 Building $211,482
2022	$1,598.00	$170,036	$473,063 Land $293,153 Building $179,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 225 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	225 in force
Nearby Flood Claims	29 (2017–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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