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224 2nd Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 224 2nd Rd, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,120 sqft · built 1983
Lot Size0.137 acres (6,000 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Jan 2017)
Tax Bill$2,897 (2024)
Deeds & MortgagesMar 2017 Mortgage
Jan 2017 Sale
Flood ZoneZone X (minimal risk)
APN00475750-000000

Property Details

APN / Parcel Number

Primary APN00475750-000000
Alternative APN
  • 1582875

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,120 sqft Living Area
1st Floor Area1,120 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2005
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialTile
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions100 ft deep x 60 ft wide

Exterior Amenities

PorchEnclosed Porch
Porch Area264 sqft
Patio Area140 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1582875
Street Address224 2ND RD
CityKEY LARGO
StateFL
Zip33037-4832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 9 LT 11 LARGO SOUND VILLAGE PB4-92 KEY LARGO OR191-266/267 OR842-137D/C OR842-139 OR1159-640 OR1168-1080/92F/J OR1647-1912
Legal Range39E
Legal Township61S
Legal Section11
Legal SubdivisionLARGO SOUND VILLAGE
Legal Block9
Legal Lot Number11
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1029
Census Tract972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

224 2nd Rd is owned and occupied by two individuals who bought it in January 2017.

Source: Monroe County records, as of December 5, 2025

Owner of Record2 Individual Names on File
Mailing Address224 2ND RD, KEY LARGO, FL 33037-4832
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2017Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Jan 13, 2017Grant Deed, Transfer
CORAL REEF TITLE COMPANY, CORAL REEF TITLE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 13, 2017 · Amount on File
Deed SaleJan 13, 2017 · Amount on File
Prior SaleOct 6, 2015 · Amount on File
Deed Document Number2106875
Deed Book / Page2834 / 2256
Record UpdatedJun 8, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address224 2ND RD, KEY LARGO, FL 33037-4832
Document Number0028461368
Book / Page002846 / 001368
Instrument DateMar 18, 2017
Transaction TypeMortgage
Record UpdatedJun 13, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 2ND RD KEY LARGO FL 330374832, KEY LARGO, FL 33037-4832

Mortgage

Document Number0028461368
DateMar 30, 2017
Book Page002846/001368
Instrument2116693
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term216 Months
DueMar 29, 2035

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONROE FL
Recording DateJan 13, 2017
Property Address224 2ND RD, KEY LARGO, FL 33037-4832
Document Number0028342256
Book / Page002834 / 002256
Instrument DateOct 5, 2015
Instrument2106875
Transaction TypeTransfer
Record UpdatedFeb 23, 2017
Title CompanyCORAL REEF TITLE COMPANY, CORAL REEF TITLE CO

Transaction

AmountAmount on Record
Tax$2,450.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address224 2ND RD KEY LARGO FL 330374832, KEY LARGO, FL 33037-4832

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$348,644$516,547 Land $312,000 Building $204,547
2024$2,897.00 (+5.61%)
2023$2,743.00 (+6.28%) Homeowner's exemption$328,951 (+3%)$519,856 (+11.81%) Land $330,000 Building $189,856
2022$2,581.00 Homeowner's exemption$319,370$464,935 Land $270,000 Building $194,935

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 224 2nd Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 225 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies225 in force
Nearby Flood Claims29 (2017–2023)
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 224 2nd Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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