Emmet County property record for 2282 Howard Rd, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Deeds & Mortgages | Mar 2023 Transfer Mar 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-18-200-066 |
| Primary APN | 01-19-18-200-066 |
|---|
| Street Address | 2282 HOWARD RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-9501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC FF-1 |
| Legal Description | PT OF SE ? OF NE ? OF SECTION 18, COM AT E ? COR OF SD SEC, TH ALG E LN OF SDSEC N00?10?08?W 1028.38 FT FOR POB, TH CONT |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 970800 |
2282 Howard Rd is owned and occupied by an individual who acquired it in March 2023.
Source: Emmet County records, as of July 10, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2282 HOWARD RD, PETOSKEY, MI 49770-9501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 20, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Mar 28, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Mar 28, 2022 |
| Last Transfer Date | Mar 20, 2023 |
| Transfer Doc | 001250/987 |
| Record Updated | Jun 7, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Mar 20, 2023 |
| Property Address | 2282 HOWARD RD, PETOSKEY, MI 49770-9501 |
| Document Number | 001250/987 |
| Book / Page | 1250 / 987 |
| Instrument Date | Mar 17, 2023 |
| Instrument | 5203974 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2282 HOWARD RD, PETOSKEY, MI 49770-9501 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Mar 28, 2022 |
| Property Address | 2282 HOWARD RD, PETOSKEY, MI 49770-9501 |
| Document Number | 001242/842 |
| Book / Page | 1242 / 842 |
| Instrument Date | Mar 28, 2022 |
| Instrument | 5195815 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 311 LAWRENCE ST, PETOSKEY, MI 49770-2803 |
Source: Emmet County assessment roll, as of March 1, 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $82,600 Land $82,600 | $165,200 Land $165,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2282 Howard Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2282 Howard Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK ESTATES CONDOMINIUM private · serves 210 people · EPA ID MI0000505 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Truestream Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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