Emmet County property record for 2170 Howard Rd, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,562 sqft |
| Lot Size | 4.99 acres (217,364 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $317,000 (Dec 2019) |
| Tax Bill | $3,376 (2024) |
| Deeds & Mortgages | Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-18-200-032 |
| Primary APN | 01-19-18-200-032 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,562 sqft Living Area |
| 1st Floor Area | 1,708 sqft |
| Basement Area | 1,708 sqft |
| Unfinished Basement | 952 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Other |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 217,364 sqft (4.99 acres) |
| Garage Area | 2,576 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Patio Area | 200 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2170 HOWARD RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-9501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC FF-1 |
| Legal Description | COM 823.43 FT S OF NE COR OF SEC FOR POB, TH CONT S 167.11 FT, W 1303.56 FT, TH N 167.11 FT, E 1303.32 FT TO POB. 4.99 AC M/L. SECTION 18, T34N, R5W. |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 18 |
| Legal Subdivision | S18 T34N R5W |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 5 |
| Census Block | 5015 |
| Census Tract | 970800 |
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2170 HOWARD RD, PETOSKEY, MI 49770-9501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2019 · Amount on Record |
| Deed Sale | Dec 17, 2019 · Amount on Record |
| Prior Sale | Oct 2, 2007 · Amount on Record |
| Deed Document Number | 20195170664 |
| Deed Book / Page | 1217 / 743 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Dec 17, 2019 |
| Property Address | 2170 HOWARD RD, PETOSKEY, MI 49770-9501 |
| Document Number | 1217/743 |
| Book / Page | 1217 / 743 |
| Instrument Date | Dec 6, 2019 |
| Instrument | 5170664 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1520 BEAR CREEK LN, PETOSKEY, MI 49770-8368 |
| Document Number | 0000001217/0000000744 |
|---|---|
| Date | Dec 17, 2019 |
| Book Page | 0000001217/0000000744 |
| Instrument | 5170665 |
| Name | TCF NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $296,100 (+42.91%) Building $296,100 | $592,200 (+42.91%) Building $592,200 | |
| 2024 | $3,376.00 | ||
| 2023 | $207,200 Building $207,200 | $414,400 Building $414,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK ESTATES CONDOMINIUM private · serves 210 people · EPA ID MI0000505 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Truestream.
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