2282 E Cody Estey Rd, Pinconning, MI 48650 Property Records

Bay County property record for 2282 E Cody Estey Rd, Pinconning, MI 48650

Property Summary

Property Type	Single Family Home
Details	1 ba · 952 sqft
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on Record
Last Sale	$87,000 (Nov 2019)
Tax Bill	$1,388 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`120-023-200-020-00`

Property Details

APN / Parcel Number

Primary APN	`120-023-200-020-00`

Interior

Full Baths	1 Bath
Building Area	952 sqft Living Area
1st Floor Area	952 sqft

Exterior

Architectural Style	Ranch
Foundation Type	Raised
Lot Area	45,302 sqft (1.04 acres)
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2282 E CODY ESTEY RD
City	PINCONNING
State	MI
Zip	48650-9608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 150 FT OF W 300 FT OF N 300 FT OF NW 1/4 OF NE 1/4. SEC.23, T17N,R4E
Jurisdiction	BAY MI
Township / Civil Division	PINCONNING
Census Block Group	3
Census Block	3038
Census Tract	286300

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2282 E CODY ESTEY RD, PINCONNING, MI 48650-9608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Nov 22, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS
Nov 21, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2019 · Amount on Record
Deed Sale	Nov 22, 2019 · Amount on Record
Deed Document Number	201915865
Prior Transfer Date	Dec 20, 2010
Prior Transfer Doc	0027800323
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	2282 E CODY ESTEY RD, PINCONNING, MI 48650-9608
Transaction Type	Mortgage
Record Updated	Jul 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202103469
Date	Mar 2, 2021
Instrument	202103469

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 1, 2046

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Nov 22, 2019
Property Address	2282 E CODY ESTEY RD, PINCONNING, MI 48650-9608
Document Number	0000015865
Instrument Date	Nov 21, 2019
Instrument	15865
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$748.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4513 BAY ARENAC LINE RD PINCONNING MI 486508421, PINCONNING, MI 48650-8421

Mortgage

Document Number	15866
Date	Nov 22, 2019
Instrument	15866

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2049

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY MI
Recording Date	Nov 21, 2018
Property Address	2282 E CODY ESTEY RD, PINCONNING, MI 48650-9608
Document Number	0000015885
Instrument Date	May 3, 2018
Instrument	15885
Transaction Type	Transfer
Record Updated	Jan 3, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2282 E CODY ESTEY RD PINCONNING MI 486509608, PINCONNING, MI 48650-9608

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Pinconning Township
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,388.00 (+3.5%) Homeowner's exemption	$47,100 (-2.48%)	$94,200 (-2.48%)
2025		$48,300 (+21.97%)	$96,600 (+21.97%)
2024	$1,341.00 (+15.01%)
2023		$39,600	$79,200
2022	$1,166.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	17 (1983–2020)
Claims Outside the SFHA	3 of 17
Most Recent Claim	May 2020 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Jun 2017 · 2 claims Severe Storms & Flooding, Oct 1986 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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